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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Excellent Financial Tool

I've always had a positive experience with Paypal Credit. The ease of paying for goods, services and items is what makes Paypal Credit so attractive. I cannot envisage life without Paypal Credit nowadays. I find it reassuring to use Paypal Credit as it means I don't have to worry abput my card details fallng into the wrong hands! Reviewed on: 6th July 2026

Paypal credit review

I like being able to spread the cost of purchases when I cant afford to pay the whole amount straight away. 0% interest for four months is great. The app is easy to use and straight forward to view and the customer service is prompt, revolving any issues. Theres the option to add and withdraw funds and transfer money to others also. Happy to be a paypal customer Reviewed on: 6th July 2026

Easy to apply for, quick application and review process

Easy to apply for, quick application and review process Reviewed on: 6th July 2026

Pay Pal’s experience and systems are invaluable

I have been using PayPal for many years and have found the system reliable fair and has always has the user oriented philosophy. Reviewed on: 6th July 2026

Very good service!

Very good service! Flexible and always helpful agents Reviewed on: 6th July 2026

Easy to use and helpful to know that have different...

Easy to use and helpful to know that have different ways to buy things by PayPal. Reviewed on: 6th July 2026

I have had no issues using PayPal and find it a secu...

I have had no issues using PayPal and find it a secure way to purchase on line Reviewed on: 6th July 2026

I feel secure when I shop.

I feel secure when I shop.with PayPal. I know my purchases are protected and I have found PayPal easy to use. All my online purchases go through PayPal Reviewed on: 6th July 2026

Paypal is the only company i would use for paying fo...

Paypal is the only company i would use for paying for my items online.No issues with refunds ,now i have the paypal credit card with 4 months free interest on everything i purchase over £100,godsend for somebody like me who hates paying out large amounts in one go. I could not be any happier or recommend a company so much as i do paypal Reviewed on: 6th July 2026

Ease of use and get points when you spend with Paypa...

Ease of use and get points when you spend with Paypal credit. Reviewed on: 6th July 2026

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