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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,438 reviews, last reviewed 12th May 2026
2519450% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like the flexibility Paypal plans give me. I like the flexibility Paypal plans give me. I can choose to pay in full, pay in instalments or defer payment. It means I can schedule payments to w... Read more Reviewed on: 12th May 2026
Fiona Hall's avatar
Fiona Hall

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105438)

Use it for everything for safety reasons.

5
Use it for everything for safety reasons.only line shopping and ebay Reviewed on: 18th April 2026
sean prenter's avatar
sean prenter

Very helpful call service.

5
Very helpful call service. Safe and efficient way to manage payments. Reviewed on: 18th April 2026
yip mun Le's avatar
yip mun Le

Very easy

4
Very easy to apply for PayPal credit. Quick decision too Reviewed on: 18th April 2026
Gemma L's avatar
Gemma L

One of its strongest points is buyer protection.

4
One of its strongest points is buyer protection. If something goes wrong with a purchase—like an item not arriving—you can open a dispute and potentially get refunded. That said, the process can sometimes feel slow or rigid, and outcomes aren’t always in the user’s favor. Reviewed on: 18th April 2026
Huong C's avatar
Huong C

PayPal Credit has been very easy to use and reliable.

5
PayPal Credit has been very easy to use and reliable. The process is straightforward, and I haven’t had any issues. Overall, a very positive experience. Reviewed on: 18th April 2026
Soroush's avatar
Soroush

It's alright, no complaints

5
I use PayPal credit for the majority of online purchases and I have also started using the physical card for in person. No issues with service although PayPal can be a bit of a black box at times, IE in never increasing credit limits. Reviewed on: 18th April 2026
Toby Hogg's avatar
Toby Hogg

Ive never had any issues with paypal and have always...

5
Ive never had any issues with paypal and have always been able to keep track of anything with them. Reviewed on: 18th April 2026
Holly P's avatar
Holly P

Safer way to pay online.

5
Safer way to pay online. Nice and easy payments online. Reviewed on: 18th April 2026
David H's avatar
David H

You don't need to beg because you have PayPal

5
This service helped me a lot when I didn't had the money after paying all bills till I get my next salary. So it helped me not to take loan from any person and instead of that I could beat all the expenses and after getting the salary I paid on time. So I believe it's a savior for me. Reviewed on: 18th April 2026
Kamrul Islam's avatar
Kamrul Islam

Had an amazing experience so far

5
Had an amazing experience so far Reviewed on: 18th April 2026
Jade S's avatar
Jade S

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