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PayPal: PayPal Credit reviews

4.90
Based on 105,461 reviews, last reviewed 13th May 2026
2520450% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very fantastic experience been here very fantastic experience been here Reviewed on: 13th May 2026
Moses K's avatar
Moses K

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105461)

Easy peasy to use, never an issue

5
Easy peasy to use, never an issue Reviewed on: 18th April 2026

Pave way for PayPal credit

5
I have no problem with my PayPal credit am enjoying using my card online and instore Reviewed on: 18th April 2026

Easy to pay online and transfer money

5
Easy to pay online and transfer money Reviewed on: 18th April 2026

Great, valuable, reliable and excellent

5
Great, valuable, reliable and excellent Reviewed on: 18th April 2026

There when you need them most.

5
I had a large unexpected bill a few weeks before Payday and as I get paid monthly I was short of groceries. If it wasn't for PayPal Credit my food cupboards would've been empty. Thank you PayPal Credit you saved my bacon. Reviewed on: 18th April 2026

Everything is fine. I'm appreciative it. PayPal

5
Everything is fine. I like PayPal. Reviewed on: 18th April 2026

PayPal Credit no hassle day to day

4
I really appreciate how seamlessly PayPal Credit integrates into the checkout process on most websites. It makes it very quick and easy to manage my financing without having to re-enter card details every time. Reviewed on: 18th April 2026

It great I been using PayPal credit for the last 3 y...

5
It great I been using PayPal credit for the last 3 years Reviewed on: 18th April 2026

Extremely flexible terms on offer and generally very...

5
Extremely flexible terms on offer and generally very good customer service available Reviewed on: 18th April 2026

Good service, I use for big purchases

5
Good service, I use for big purchases Reviewed on: 18th April 2026

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