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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

PayPal is brilliant, everything about it!

PayPal is brilliant, everything about it!easy and safe to use. And pay in 3 is great!! Reviewed on: 6th July 2026

Flexible. Finance. Friend

Flexible.. The clue is in the name. My finance friend. It helps me support my family from wherever we are Reviewed on: 6th July 2026

PayPal is easy to use

PayPal is easy to use and is there when I need it. Repayment is straight forward. Reviewed on: 6th July 2026

a good and reliable service.

I believe you have a good and reliable service. Reviewed on: 6th July 2026

Brilliant - very user friendly and helpful.

Brilliant - very user friendly and helpful. Especially when stuck and looking for advice. Couldn’t ask for more Reviewed on: 6th July 2026

The best way to pay

Used it loads of times buy in 3. Never had a problem when paying for things on internet. Been using for years works fine all the time Reviewed on: 6th July 2026

My experience with PayPal Credit

My experience with PayPal Credit has been mostly positive. The setup was quick, and I appreciate how smoothly it integrates with my PayPal wallet, making checkout simple and familiar. The promotional financing offers are genuinely useful, especially for larger purchases where spreading payments makes budgeting easier. Customer support has been responsive whenever I’ve needed clarification. I would like to see clearer breakdowns of interest and payment schedules, but overall PayPal Credit has been a reliable and convenient option for managing online purchases. Reviewed on: 6th July 2026

Good provider with good communication regarding my a...

Good provider with good communication regarding my account. As with any credit, just make sure you don't incur any additional fees. Reviewed on: 6th July 2026

@Easy to use

I can use PayPal almost on every website and I can transfer money to my friends and family very quickly , also if I have any problems the costumer service is very friendly and they are no rushing people .very good experience ! Reviewed on: 6th July 2026

No fault

I've had the PayPal account for some time and I don't have any fault to share, Anytime I need assistance and speak to the agents, my queries are always resolved in the moment Reviewed on: 6th July 2026

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