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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Good service unless you have a dispute then it takes...

Good service unless you have a dispute then it takes a long time to resolve and timescales keep moving without any updates on progress Reviewed on: 6th July 2026

Excellent a well worth having.

Excellent a well worth having. Hassle free. Reviewed on: 6th July 2026

Paypal is easy and reliable overall.

Paypal is easy to use and reliable though paying off the full amount of debt can take a few days to process. This allows time for the money to shift in my account and on one occasion caused me to miss a payment and restart the full repayment process. Reviewed on: 6th July 2026

Excellent..

Excellent. Easy to use. Convenient Reviewed on: 6th July 2026

Life saver

Its available when i need to pay Reviewed on: 6th July 2026

Unpleasant experiences.

Unpleasant experiences. I paid more because of hidden costs Reviewed on: 6th July 2026

I always use PayPal credit for my purchases.

I always use PayPal credit for my purchases. Easy and everything happens with just one click. Reviewed on: 6th July 2026

Easy to use. Great communication

Fast and easy to use . All transactions are effortless and fast Reviewed on: 6th July 2026

PayPal is easy for everyone to use

PayPal has been a significant part in my day to day business and personal payments, I’ve been using PayPal for many years and have never once come to have an issue with PayPal, the use and ease of paying is very easy and instant, payments are as easy as inputting your email and password and checking out. Reviewed on: 6th July 2026

A frequent payment option

It’s very convenient and straightforward Reviewed on: 6th July 2026

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