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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105479 reviews)

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4.90

Based on 105,479 reviews, last reviewed 13th May 2026

2521300% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Using PayPal has been a smooth and secure experience... Using PayPal has been a smooth and secure experience for me. Transactions are quick, and the platform is very easy to use. I especially like the buyer... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105479)

Good credit facility and can receive dollars

Good credit facility and can receive dollars Reviewed on: 18th April 2026

Great service and excellent customer service

Great service and excellent customer service Reviewed on: 18th April 2026

Love it, service very good, costumer service always...

Love it, service very good, costumer service always helpful, 3 payment very helpful Reviewed on: 18th April 2026

Learning made exciting working with my money.

I had a problem with my account & my husband helped me go step by step. It was clear & we solved a problem in the middle of the night without having to contact anyone.. Through this’s process, I have discovered better was of controlling my spending. I’m excited to learn more & it all here in the PayPal app. Reviewed on: 18th April 2026

I struggle mainly with Christmas.

I struggle mainly with Christmas. I use PayPal when I’m having financial difficulties, and we can opt for the buy now pay later option. I would be lost with out it! Reviewed on: 18th April 2026

Great service.

Great service. Very secure payments Reviewed on: 18th April 2026

Easy application, good limits and offers.

Easy application, good limits and offers. Also customer service have been great any time I’ve needed to get in touch. Reviewed on: 18th April 2026

Great customer service all around

Great customer service all around Reviewed on: 18th April 2026

Easy peasy to use, never an issue

Easy peasy to use, never an issue Reviewed on: 18th April 2026

Pave way for PayPal credit

I have no problem with my PayPal credit am enjoying using my card online and instore Reviewed on: 18th April 2026

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