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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105467 reviews)

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4.90

Based on 105,467 reviews, last reviewed 13th May 2026

2520700% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I had wanted to buy something using PayPal and was o... I had wanted to buy something using PayPal and was offered PayPal credit it was easy to apply and was given 10% of my first use so was very pleased Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105467)

Very helpful call service.

Very helpful call service. Safe and efficient way to manage payments. Reviewed on: 18th April 2026

Very easy

Very easy to apply for PayPal credit. Quick decision too Reviewed on: 18th April 2026

One of its strongest points is buyer protection.

One of its strongest points is buyer protection. If something goes wrong with a purchase—like an item not arriving—you can open a dispute and potentially get refunded. That said, the process can sometimes feel slow or rigid, and outcomes aren’t always in the user’s favor. Reviewed on: 18th April 2026

PayPal Credit has been very easy to use and reliable.

PayPal Credit has been very easy to use and reliable. The process is straightforward, and I haven’t had any issues. Overall, a very positive experience. Reviewed on: 18th April 2026

It's alright, no complaints

I use PayPal credit for the majority of online purchases and I have also started using the physical card for in person. No issues with service although PayPal can be a bit of a black box at times, IE in never increasing credit limits. Reviewed on: 18th April 2026

Ive never had any issues with paypal and have always...

Ive never had any issues with paypal and have always been able to keep track of anything with them. Reviewed on: 18th April 2026

Safer way to pay online.

Safer way to pay online. Nice and easy payments online. Reviewed on: 18th April 2026

You don't need to beg because you have PayPal

This service helped me a lot when I didn't had the money after paying all bills till I get my next salary. So it helped me not to take loan from any person and instead of that I could beat all the expenses and after getting the salary I paid on time. So I believe it's a savior for me. Reviewed on: 18th April 2026

Had an amazing experience so far

Had an amazing experience so far Reviewed on: 18th April 2026

Growing on me

I can honestly say PayPal services are just it. Cos the app is user friendly and makes everything better Reviewed on: 18th April 2026

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