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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145421 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145421)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to setup and manage

Easy to setup and as it’s all on one app, easier to manage. Reviewed on: 25th June 2026

Great servise , great experience

Great servise , great experience Reviewed on: 25th June 2026

Never had any major issues , small issue i had was d...

Never had any major issues , small issue i had was dealt with quickly and friendly Reviewed on: 25th June 2026

Always there for secure internet purchases

Always there for secure internet purchases and a good credit back up when things get tight Reviewed on: 25th June 2026

It wss very convenient, easy process.

It wss very convenient, easy process.. no lengthy paperwork Reviewed on: 25th June 2026

It’s very easy to talk to the advisors when calling...

It’s very easy to talk to the advisors when calling customer service very helpful Reviewed on: 25th June 2026

Paypal is best in credit card category and now they...

Paypal is best in credit card category and now they have introduced point earning by paying which is very benificial and they have also included tap to pay with digitla cards Reviewed on: 25th June 2026

Easy to use and convenient, you can pay later or spr...

Easy to use and convenient, you can pay later or spread the cost to suit you Reviewed on: 25th June 2026

PayPal is helpful

I don't go mad with spending, and PayPal is helping with the little extra. It makes a difference in how I spend my money, and I love the fact that once direct debit set up, I do not have to worry about when things are due. Easy to use, and extremely well-designed app/service. Reviewed on: 25th June 2026

So easy to use.

So easy to use. Loyalty points are fantastic and saving me money Reviewed on: 25th June 2026

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