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PayPal: PayPal Credit reviews

4.90
Based on 103,876 reviews, last reviewed 11th May 2026
2447200% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Their services are just unbelievable Their services are just unbelievable Reviewed on: 11th May 2026
MR S's avatar
MR S

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103876)

Always great!

5
Always great! Dependable and reliable Reviewed on: 17th April 2026

Fabulous

5
Great service there have helped me in the past with getting my money back Reviewed on: 17th April 2026

Excellent service, never had an issue

4
Excellent service, never had an issue Reviewed on: 17th April 2026

One of the best apps out there!

5
One of the best apps out there. Very reliable. Reviewed on: 17th April 2026

Relatively good customer service and good options fo...

4
Relatively good customer service and good options for interest free periods. Reviewed on: 17th April 2026

I have excellent experience.

5
I have excellent experience. I consistently use PayPal credit as an online payment method, and I find it to be swift, efficient, and convenient. Reviewed on: 17th April 2026

Free money

5
Love getting points to spend for money I was going to spend and get nothing normally in return Reviewed on: 17th April 2026

Simply THE Best!!!

5
The best there is. Excellent in every way there is. Reviewed on: 17th April 2026

A safer way

5
I always use paypal i feel its a safer way to by online, also i like that fact the pay in 3 option exists cause every now and then me and my best mate fancy a take away and the pay in 3 comes really in handy for that, especially if i'm short on cash. Reviewed on: 17th April 2026

Thinks about the customer.

4
Thinks about the customer.Always provides a straightforward service Reviewed on: 17th April 2026

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