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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Makes me feel safer when competing transactions and...

5
Makes me feel safer when competing transactions and paypal is an option to pay. App is easy to use and authenticate. Have used for years and never had an issue. Reviewed on: 6th July 2026

PayPal make you feel safe online

5
Pay Pal is a good back up service when you dont feel you want to use your regular credit card online. I feel safe using PayPal Credit Reviewed on: 6th July 2026

PayPal credit

5
Has a family of 5 with 3 kids I really like the PayPal credit and pay later i find that it real helps when you comes to birthday and Christmas and just doing them odd jobs around the house its really easy to use and keep track off. Reviewed on: 6th July 2026

PayPal is Simply the most trustworthy payment system .

5
PayPal makes paying for everything online and offline easy, fast secure and one you can definitely trust with money ,what more can you ask for . Reviewed on: 6th July 2026

PayPal credit

5
Very easy to set up and simple to use Reviewed on: 6th July 2026

PayPal credit has been very useful the offer of 0% f...

5
PayPal credit has been very useful the offer of 0% for 4 months is a great incentive to use on higher purchases everything paid off faster than your average credit card Reviewed on: 6th July 2026

Great and simple to use.

5
Great and simple to use. Allows you to use affordable credit to purchase those things you really want. Reviewed on: 6th July 2026

Transaction fees where applocable are higher than th...

4
Transaction fees where applocable are higher than the market average. Reviewed on: 6th July 2026

I've used PayPal for many years now.

5
I've used PayPal for many years now. I have got the PayPal debit card which I use for most of my purchases. They give you excellent 0% interest rates also you can have a pay in 3 0% interest purchase. I can't praise them enough. Reviewed on: 6th July 2026

brilliant service,

5
Brilliant service, I use PayPal for all online purchases, and the credit choices are fair too. On the odd occasion that I have needed to talk to them their helplind has been faultless. Reviewed on: 6th July 2026

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