Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

Helpful when purchasing

It is really helpful and convenient when shopping. You can spread the payment and manage your cash flow better Reviewed on: 6th July 2026

a very convenient way to spend

It’s easy to navigate I find it very convenient when higher items are needed. A easy way to spread the cost Reviewed on: 6th July 2026

Paypal is excellent all round

Paypal and PayPal credit have never given me any problems and customer service is excellent. Paypal credit is very easy to setup and customer service are always available to help. I cannot find any bad points with my experience with PayPal and PayPal credit. Reviewed on: 6th July 2026

Simply the best

Always there for their customers, very professional service the staff are second to none and always at the end of a phone to assist their customers. Reviewed on: 6th July 2026

Great service from Paypal, easy access to payments &...

Great service from Paypal, easy access to payments & the app is great to use Reviewed on: 6th July 2026

Excellent service ease of use everything is easy pay...

Excellent service ease of use everything is easy payments are easy handy to have Reviewed on: 6th July 2026

My experience with paypal is very good it is almost...

My experience with paypal is very good it is almost acceptable at every place. Their account eligibility checking is also very easy. Also give you 4 months to payback interest free. Reviewed on: 6th July 2026

Straight forward and trustworthy

Easy to understand terms and conditions. I always feel my money is safe and secure Reviewed on: 6th July 2026

So User Friendly.!

I have always found everything so easy with PayPal, from different ways to pay for items and sending money to family. I love to have the protection and have been so impressed whenn I had to use it last year. I have also had the issue of someone phishing my account and the service from PayPal was fantastic. Reviewed on: 6th July 2026

I use PayPal mainly for bigger purchases so I can sp...

I use PayPal mainly for bigger purchases so I can spread the cost over the 4 months to get it interest free. Not had any issues doing this so far. It’s been great for birthdays and Christmas. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101294 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub