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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103859 reviews)

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4.90

Based on 103,860 reviews, last reviewed 11th May 2026

2446400% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I am very satisfied with paypal, i can use it in so... I am very satisfied with paypal, i can use it in so many stores! Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103860)

PAYPAL ALL IN ALL GOOD SERVICE

Im very happy with paypal very convenient and you are protected so its really comforting to no that u are protected against purchases i had to contact PayPal over a problem with delivery it was very straightforward and got resolved in my favour very fast im really impressed with paypal and would recommend to everyone Reviewed on: 17th April 2026

Convenient Short-Term Tool, Costly if Misused

PayPal Credit is convenient for online purchases and offers 0% interest on larger spends if paid off on time. However, it has high interest (~23.9% APR) if you miss the promo period and can include fees. Best used short-term with discipline—otherwise, a 0% credit card is usually safer. Reviewed on: 17th April 2026

I m using Paypal credit since 2015, very satisfied,...

I m using Paypal credit since 2015, very satisfied, fantastic service overall, great rates in comparison to other creditors Reviewed on: 17th April 2026

Brilliant experience, great service and very informa...

Brilliant experience, great service and very informative Reviewed on: 17th April 2026

Love the flexibility and different buying options.

Love the flexibility and different buying options. Great for budgeting . Reviewed on: 17th April 2026

So far so good

So far so good wish money went in faster both ways but apart from that all seems OK Reviewed on: 17th April 2026

At times my transactions get declined which is v poor.

At times my transactions get declined which is v poor.Needs improvement Reviewed on: 17th April 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The process is smooth, reliable, and very convenient for managing payments. Everything is clear and easy to use, and I appreciate the flexibility it provides. Customer service has also been helpful whenever needed. Overall, I’m very satisfied and would definitely recommend it to others. Reviewed on: 17th April 2026

No comment

No comment I've never had any issues with PayPal and I would recommend it to anyone. Reviewed on: 17th April 2026

Easy and stress free, no hidden fees

Easy and stress free, no hidden fees Reviewed on: 17th April 2026

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