Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103827 reviews)

View other PayPal products

4.90

Based on 103,827 reviews, last reviewed 11th May 2026

2444950% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Extremely helpful and best customer support Extremely helpful and best customer support Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (103827)

I just love the security they offer.

I just love the security they offer. I always feel safe when I’m using PayPal. The interest free over 4 months is perfect for me with some purchases Reviewed on: 17th April 2026

Very Happy with PayPal, I can’t live without my cred...

Very Happy with PayPal, I can’t live without my credit card Reviewed on: 17th April 2026

Great and constantly improving service

PayPal has improved a tonne and feels a lot more modern and less buggy, nice new rewards feature aswell. But the crypto and currency exchange offerings are a bit lacking compared to competitors or other payment methods Reviewed on: 17th April 2026

Thanm you Paypal

Helped me get through a tough finanicial predicament. Will forver be grateful for paypals existence :) Reviewed on: 17th April 2026

Easy to setup.

Easy to setup. Fantastic experience. Reviewed on: 17th April 2026

Convenient

Can use whenever needed. Very convenient. Reviewed on: 17th April 2026

PayPal is there for me

PayPal credit is there for me when ever I have to make an unexpected purchase Reviewed on: 17th April 2026

Easy to use easy to get started.

Easy to use easy to get started. Good for people looking to start building credit. Reviewed on: 17th April 2026

PayPal has really been a life saving app for my tran...

PayPal has really been a life saving app for my transactions and financial support Reviewed on: 17th April 2026

Great service.

Great service. Use it daily and would recommend Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49071 reviews
Payments
from PayPal 4.91 from 3710 reviews
Credit card
from PayPal 4.90 from 81 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub