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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

2250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50806)

PayPal is best in protecting consumer rights

PayPal is best in protecting consumer rights Reviewed on: 6th June 2024

Quick and easy, so simple to use

Quick and easy, so simple to use Reviewed on: 6th June 2024

Flexible repayment schedule

Very flexible repayment schedule enabling forward planning and managing finances Reviewed on: 6th June 2024

Had no issues with PayPal & if I ever have a problem...

Had no issues with PayPal & if I ever have a problem with a purchase they do really help you Reviewed on: 6th June 2024

PayPal helps a lot I really appreciate using it with...

PayPal helps a lot I really appreciate using it with all my payments and credits no stress and hustle Reviewed on: 6th June 2024

Used PayPal credit to purchase from the Internet ver...

Used PayPal credit to purchase from the Internet very good service Reviewed on: 6th June 2024

0% interest its a massive help

Having 4 months to pay with 0% interest its a massive help. Reviewed on: 6th June 2024

Like no other credit company

Anything over £99 is interest free for 4 months no other credit companies offer this on every single purchase Reviewed on: 6th June 2024

Paypal Credit provides good value for money with low...

Paypal Credit provides good value for money with low interest rates. Reviewed on: 6th June 2024

Just not happy about the new rule going to be implem...

Just not happy about the new rule going to be implemented in June of interest Reviewed on: 6th June 2024

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