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PayPal: PayPal Credit reviews

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4.90
Based on 103,802 reviews, last reviewed 10th May 2026
2443900% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy next day delivery and more choice of of offers. Easy next day delivery and more choice of of offers. Guaranteed back up Reviewed on: 10th May 2026
Dalesqueenie's avatar
Dalesqueenie

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103802)

Thats the only one account you can trust

5
Thats the only one account you can trust Reviewed on: 16th April 2026
Gary's avatar
Gary

The most efficient way to make my payments; the adva...

5
The most efficient way to make my payments; the advantages it offers are very good. Reviewed on: 16th April 2026
Maria A's avatar
Maria A

easy to use and the app is very easy to use and navi...

4
easy to use and the app is very easy to use and navigate. Only issue I find is sometimes your statement can’t be up to date and you can be unsure on payments etc Reviewed on: 16th April 2026
Emily M's avatar
Emily M

The fact that you have interest free time to pay off...

5
The fact that you have interest free time to pay off credit and sufficient time to pay it back is so handy. Better than most banks! Reviewed on: 16th April 2026
Karl A's avatar
Karl A

Awesome: PayPal to me is a face saver.

5
Awesome: PayPal to me is a face saver. Reviewed on: 16th April 2026
MR O's avatar
MR O

Very convenient and easy to use , loads of freebies

5
Very convenient and easy to use , loads of freebies Reviewed on: 16th April 2026
Christian T's avatar
Christian T

Overall good experience except sometime app doesnt w...

4
Overall good experience except sometime app doesnt work forcing to use website Reviewed on: 16th April 2026
Rajesh Panghal's avatar
Rajesh Panghal

Great experience ever.

5
Great experience ever, I use the credit card and the debit card every day. Reviewed on: 16th April 2026
Mr Max's avatar
Mr Max

Easy to use,convient, flexible, happy to use it.

5
Easy to use,convient, flexible, happy to use it. Really recommended. All my family happy to use it. Flexible, doing great. Fast, secure all over the world. Reviewed on: 16th April 2026
Gabor H's avatar
Gabor H

Great thing to use to purchase those much loved and...

5
Great thing to use to purchase those much loved and wanted items. PayPal is accepted in numerous places, prompt checkout and even a pay in three amounts to ease those bigger items. Reviewed on: 16th April 2026
Jane c's avatar
Jane c

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