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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
2250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Makes doing payments easy and safe, when ever I have...

5
Makes doing payments easy and safe, when ever I have had an issue , always had good support from the PayPal team, Reviewed on: 6th June 2024

Always feel safe to use PayPal, and sure of the prot...

5
Always feel safe to use PayPal, and sure of the protection it offers. Reviewed on: 6th June 2024

Very easy plus they won’t give you credit you can’t...

5
Very easy plus they won’t give you credit you can’t afford Reviewed on: 6th June 2024

Never had any problem I find the best way to pay for...

5
Never had any problem I find the best way to pay for items is with PayPal credit gives you more time to pay off Reviewed on: 6th June 2024

Great service and trustworthy to manage payments an...

5
Great service and trustworthy to manage payments and it is easy to keep track Reviewed on: 6th June 2024

Amore flexible way to use credit

5
It was simple yet I found it different to my usual credit cards setup. I think I prefer this way of using credit. Reviewed on: 6th June 2024

Always using feels safe.

5
Always using feels safe. And very helpful than you need an extra help Reviewed on: 6th June 2024

Life Saver

5
PayPal Credit has been very helpful in helping get a lot of basics I need from clothing to electronics PayPal Credit is definitely helping me live my best life Reviewed on: 6th June 2024

Reliable and Secure

5
I've used PayPal for years and it's always been reliable and secure. Its strong security measures and buyer protection program provide peace of mind. Also, the customer service is prompt and effective. Reviewed on: 6th June 2024

Very good Great service and professional, prompt pay...

5
Very good Great service and professional, prompt payments Reviewed on: 6th June 2024

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