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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
2250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

My go too when purchasing excellent service

5
My go too when purchasing . Easy to use and helps with expensive purchases Reviewed on: 6th June 2024

user friendly, easy to use and very handy

5
user friendly, easy to use and very handy Reviewed on: 6th June 2024

Easy & Simple

5
Easy to use and simple to set up. Reviewed on: 6th June 2024

PayPal is my pal!

5
PayPal is so user friendly and very secure. It’s a really easy way to split payments and make purchases just that bit more manageable. Reviewed on: 6th June 2024

PayPal credit is a very easy and convenient way to p...

5
PayPal credit is a very easy and convenient way to pay for larger items, which would be difficult to afford from my monthly salary. The interest-free period is very helpful and encourages me to pay off the item in full within this period. Reviewed on: 6th June 2024

It’s helped me spread the cost of items and has alwa...

5
It’s helped me spread the cost of items and has always been easy to use. Reviewed on: 6th June 2024

Amazing service ll

5
Excellent service no problems atvall Reviewed on: 6th June 2024

Great but little improvements needed.

5
wonderful, could do with better tracking though. speaking as someone with a disability that causes brain fog, I often forget how much I’m spending. Reviewed on: 6th June 2024

It's good just to have security with payments and op...

5
It's good just to have security with payments and options to pay in 3 or use credit. Reviewed on: 6th June 2024

Easy application and managing your account is easy

5
Easy application and managing your account is easy Reviewed on: 6th June 2024

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