Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103701 reviews)

View other PayPal products

4.90

Based on 103,701 reviews, last reviewed 10th May 2026

2439150% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Best retail finance provider. Best retail finance provider. Provides the perfect opportunity for an instant 0% credit for goods. Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (103701)

PayPal is safe and secure

PayPal is safe and secure great value for money Reviewed on: 16th April 2026

up to 4 months pay layter with 0%

thats really helpful in my household as its similar to credit card. i like option with 0% when i will pay i full up to 4months. usually its enough time for me which is giving me way to buy something what i need asap and pay easy during 4month. thr app/webside is clear and easy to use which is big pros. thank you Reviewed on: 16th April 2026

I have used Paypal for the past 12 years and I conti...

I have used Paypal for the past 12 years and I continue using it especially for online transactions. I consider it the safest option for online payment. Also paying with credit which is interest free for four months is a game changer. Reviewed on: 16th April 2026

PayPal simply the best

Everything you need to deal with your finances , from day to day to dealing with crypto currency . Just a good dependable finance system and handy to have anywhere on the planet. Reviewed on: 16th April 2026

Good customer service!

Good customer service! Had few issues with retailers, and was promptly assisted by PayPal team. Reviewed on: 16th April 2026

Easy service fast and reliable I would recommend to...

Easy service fast and reliable I would recommend to family and friends. Reviewed on: 16th April 2026

Easy to use ang good been able to use pay...

Easy to use ang good been able to use pay in 3 at 0% Reviewed on: 16th April 2026

I never had any issues with paypal

I never had any issues with paypal Reviewed on: 16th April 2026

Really good experience and so easy to use

Really good experience and so easy to use Reviewed on: 16th April 2026

Love love love the support I was able to follow my d...

Love love love the support I was able to follow my dreams thanks Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48997 reviews
Payments
from PayPal 4.91 from 3710 reviews
Credit card
from PayPal 4.90 from 81 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub