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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103648 reviews)

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4.90

Based on 103,648 reviews, last reviewed 10th May 2026

2436550% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Easy to use but 0% interest ending could be clearer Easy to use but could be clearer on which purchases have or are running out of the 0% interest free 4 months. This could be made clearer with a progr... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103648)

paypal is a convenient way to pay when shopping online.

paypal is a convenient way to pay when shopping online.paypal credit is also convenient if you want to get something but waiting till next payday. Reviewed on: 16th April 2026

Easy to use

I’ve been using PayPal Credit for a while now, and overall it’s a convenient option for managing purchases and spreading payments. The application process was straightforward, and it integrates seamlessly with regular PayPal transactions, which makes checkout quick and easy. Reviewed on: 16th April 2026

Just good safe way to pay for things.

Just good safe way to pay for things. Also like where you can spread the cost of items over months. Pay min payment Reviewed on: 16th April 2026

Easy easy easy.

Easy easy easy. Just so easy to use and pay with Reviewed on: 16th April 2026

PayPal is the best and their customer service is top...

PayPal is the best and their customer service is top notch Reviewed on: 16th April 2026

flexible credit

Buy now and pay balance in full in four months, no interest charges works well for me when budgeting for large expenses Reviewed on: 16th April 2026

Overall experience is good with Paypal

Overall experience is good with Paypal Reviewed on: 16th April 2026

Very easy to use and secure couldn’t recommend it en...

Very easy to use and secure couldn’t recommend it enough Reviewed on: 16th April 2026

Very reliable and top quality

Very reliable and solid. No issues at all with the seamless service leaving me feel secure. Reviewed on: 16th April 2026

Good, clear rules set out for consumer, nice benefit...

Good, clear rules set out for consumer, nice benefits like paying off in certain amount of time means zero interest. Credit reviewed and upped automatically if applicable! Reviewed on: 16th April 2026

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