Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Spread the cost, free

A great way to spread the cost of larger purchases over 3/4 months, and it's completely free provided you pay the balance in full before the end date. Reviewed on: 6th June 2024

Smooth and simple

Always a smooth and simple process Reviewed on: 6th June 2024

Add PayPal as a useful monetary tool

I have no problems with PayPal ,Statements clear and all information easy to understand Reviewed on: 6th June 2024

Excellent!

Very good help when your your getting low on money before payday Reviewed on: 6th June 2024

Fantastic experience with PayPal wouldn't use any ot...

Fantastic experience with PayPal wouldn't use any other payment plan Reviewed on: 6th June 2024

A gem you didn’t expect

It’s a fantastic service which is great at spreading the cost when you don’t want major capital outlay at times Reviewed on: 6th June 2024

Very good experience.

Very good experience. Helps me spread cost of my favourite items Reviewed on: 6th June 2024

No hassle and very good if problem

No hassle and very good if problem Reviewed on: 6th June 2024

Simple & smooth transactions

PayPal credit is always an easy and smooth transaction, the two ways of paying gives great flexibility. I’ve been using PayPal for a few years now and never ran into any issues. Reviewed on: 6th June 2024

PayPal credit is very convenient, secure, easy to us...

PayPal credit is very convenient, secure, easy to use and good value for money. Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aqua credit cards
from NewDay 4.88 from 2845 reviews
Balance Plus
from Capital One 3.29 from 3 reviews
Purchase Credit Card
from Bank of Scotland 4.56 from 10 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22348 reviews
Payment Provider
from PayPal 4.91 from 3600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub