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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181135)

Professional Paypal

5
I have always had positive experiences with Paypal. Reviewed on: 6th July 2026
Sean M's avatar
Sean M

Very positive - helpful service.

5
Very positive - helpful service. Super easy to use. Very straightforward Reviewed on: 6th July 2026
P K's avatar
P K

Applying is easy and straightforward and you get a q...

5
Applying is easy and straightforward and you get a quick reply and good value for money,would recommend Reviewed on: 6th July 2026
Scott G's avatar
Scott G

Spread the cost

5
Paypal credit allows me to spread the cost of larger purchases interest free. You know immediately if you have been approved. Simple, easy service to access Reviewed on: 6th July 2026
Lesley M's avatar
Lesley M

Consumer Credit Awards

5
Great experience through the years using Paypal Reviewed on: 6th July 2026
Arvin D's avatar
Arvin D

I’ve Great choices with pay pal!

5
I’ve had a various choices of ways to pay .even better now most company’s accept pay pal.easy to keep track of spending online.would be even better if apr was a little lower. Reviewed on: 6th July 2026
Jo 's avatar
Jo

Reliable

5
Provides a reliable way to spread the coat of purchases. Reviewed on: 6th July 2026
Claire P's avatar
Claire P

Reliable

5
Clear emails and communication. Reliable and trustworthy company. Credit is useful. Reviewed on: 6th July 2026
Amelia's avatar
Amelia

Easypeasy to follow with an informative friendly app.

5
Easy to follow with an informative friendly app. Great options for planning your finances. And gentle reminders when you need them to keep you up to date on your repayment schedule Reviewed on: 6th July 2026
George H's avatar
George H

Simple and easy to use.

5
Simple and easy to use. Customer service easy to access and get responses Reviewed on: 6th July 2026
ArnieM's avatar
ArnieM

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