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PayPal: PayPal Credit reviews

4.90
Based on 103,610 reviews, last reviewed 10th May 2026
2434850% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love their Pay in 3 interest free product I use paypal credit very often. It helps spread the cost, especially the superb pay in 3 interest free on anything over £20 I also used their super... Read more Reviewed on: 10th May 2026
Mark J's avatar
Mark J

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103610)

Honestly, i have been using PayPal since i turned 18...

5
Honestly, i have been using PayPal since i turned 18 and cannot fault it. Never had a single issue and the user interface is perfect in my eyes. Reviewed on: 16th April 2026

Whenever I have had a problem with any purchases Pay...

5
Whenever I have had a problem with any purchases PayPal has always sorted it. Reviewed on: 16th April 2026

It’s soo handy an great that you get 4 months 0%, ju...

5
It’s soo handy an great that you get 4 months 0%, just class Reviewed on: 16th April 2026

Very easy to keep track of credit and good notificat...

5
Very easy to keep track of credit and good notification on your standing Reviewed on: 16th April 2026

Never had any reason to put them down.

5
Never had any reason to put them down. Always been fine interaction when needed Reviewed on: 16th April 2026

PayPal excellence

5
Excellent customer service and the money back is a reslly good schemr Reviewed on: 16th April 2026

Like the flexible payment options

5
Like the flexible payment options Reviewed on: 16th April 2026

Always straightforward and quick.

5
Always straightforward and quick. No hassle at all. Easy to repay earlier than the minimum if you want. Accepted by many vendors. Reviewed on: 16th April 2026

easy to use and very convenient with good customer s...

5
easy to use and very convenient with good customer service. Reviewed on: 16th April 2026

All good.

5
All good. Never had an issue. Can speak or online chat Reviewed on: 16th April 2026

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