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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Flexibility

Very helpful credit facility. As a family we often need an expensive item, or a car repair or house maintenance. PayPal helps break it down with the 0% in 4 months offer. Reviewed on: 6th July 2026

Easy to use.

Easy to use. Easy to set up. Instant decision Reviewed on: 6th July 2026

PayPal has made my life easier.

PayPal has made my life easier. The fees are a little high, but are compensated for by the value it provides. Highly recommended. Reviewed on: 6th July 2026

Easy to use

Easy to use and control app is good Reviewed on: 6th July 2026

Excellent easy to use service!

Excellent easy to use service. Simple, flexible payments whenever you need them. So helpful in these challenging times. Looking forward to the release of the digit credit card which will make purchasing even easier Reviewed on: 6th July 2026

No messing

Does exactly what it says on the tin Reviewed on: 6th July 2026

I love using pay in 3 from PayPal.

I love using pay in 3 from PayPal. I can manage my money much better. Reviewed on: 6th July 2026

Have always had a good service with PayPal and good...

Have always had a good service with PayPal and good perks for using the service. Reviewed on: 6th July 2026

I would be lost with out pay pal.

I love paypal, i use it for most things, especially if it is for something big and I can pay over 3 months! I have never had a problem with them and I have always paid back on time. Its a good asset to have and its very handy, when caught short! Reviewed on: 6th July 2026

I have only good things to say.

I have only good things to say...excellent service and an extremely easy to use website...would recommend to anyone. Reviewed on: 6th July 2026

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