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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy to use, flexible credit facility

I have held a PayPal credit account for a number of years. The account opening process was very straight forward, the rates of interest are ok. I particularly like the interest free period for major purchases which allows the cost to be spread over a number of months. Reviewed on: 6th June 2024

Best way for peace of mind payments.

Best way for peace of mind payments. Great communications - 5 star all round service. Reviewed on: 6th June 2024

Reliable

Have always had good customer feedback and support when using PayPal credit at times when purchases have been incorrect and refunds are required to be processed. Seems a pretty safe platform. Reviewed on: 6th June 2024

Couldnt recommend enough

Couldnt recommend enough, so a quick and seemless Reviewed on: 6th June 2024

It's easy to use and the offers they have are a grea...

It's easy to use and the offers they have are a great support for working families. Reviewed on: 6th June 2024

Works great needed a credit in the hardest moment!

Works great needed a credit in the hardest moment!! Reviewed on: 6th June 2024

Always have my back.

Always have my back. Help always at hand and I trust the platform. Reviewed on: 6th June 2024

Easy and straightforward

Easy and straightforward and excellent. It’s always good to shop with PayPal because everything is easy to do Reviewed on: 6th June 2024

A great way to manage credit

Transactions are easy. App gives great information allowing me to manage my account without any hassle Reviewed on: 6th June 2024

Good but I'm sure there is better!

PayPal credit is really good because it gives you interest free time to pay back. What I don't like is, when making a payment, you can't choose which buy it comes off. Reviewed on: 6th June 2024

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