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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1075% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I always use PayPal pay in 3 instalments when I have...

I always use PayPal pay in 3 instalments when I have not get enough funds to purchase what I need for the house or my children. It’s truly a life saver for me and my family. Reviewed on: 6th June 2024

Easy and quick

Alway easy to get hold of customer services and use there credit system Reviewed on: 6th June 2024

I have used PayPal and have find it excellent in ser...

I have used PayPal and have find it excellent in service and easy to use. It has helped me financially to purchase things I liked. Reviewed on: 6th June 2024

Don't get both credit and interest free installments

so it does not give you the option just to pay off the amount that is not the no interest installment making you pay for the interest. Reviewed on: 6th June 2024

I’ve never had any problems or issues before, it’s a...

I’ve never had any problems or issues before, it’s always been really helpful and straightforward to use! Reviewed on: 6th June 2024

It’s been very easy to use and ties in well when pay...

It’s been very easy to use and ties in well when paying online Reviewed on: 6th June 2024

I’ve only had great experiences with PayPal Credit.

I’ve only had great experiences with PayPal Credit. Whether it’s using the service to pay for goods and services or speaking with there customer service team. They’ve always been more than happy to help and get things sorted efficiently for you. I would highly recommend them as lenders and service advisors. Reviewed on: 6th June 2024

Hassle free

Easy to use, hassle free way to make instalments. This is a game changer for me as it makes purchases more affordable and manageable. I would highly recommend PayPal credit to anybody, it is absolutely brilliant, safe and secure. Reviewed on: 6th June 2024

Fantastic service, good customer service

Fantastic service, good customer service Reviewed on: 6th June 2024

Great Credit

Easy to set up and get information about your account and spending. Reviewed on: 6th June 2024

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