Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

PayPal credit has helped me a lot

5
PayPal credit has helped me afford goods by allowing me time to pay back as I can afford to, with clear instructions and numbers to help me understand what I'm buying into and paying for. Reviewed on: 6th July 2026

Secure, convenient service.

5
Secure, convenient service. Does exactly what I expected Reviewed on: 6th July 2026

Good information, and easy to use service

5
Good information, ease of use. Rang customer care regarding an issue, very helpul. Reviewed on: 6th July 2026

PayPal is the Trusted intermedary in all transations.

5
I find PayPal beneficial in all transations and if there are any issues the recipiant normally responds quickly before having to inform PayPal. A trusted good company when electronically paying. Reviewed on: 6th July 2026

Great experience

5
Great experience easy all around,will use again when nedeed.Thank you.Regards Reviewed on: 6th July 2026

Excellent

5
Never had any problems with orders or payment so easy to use and u can pay for things over time makes buying large things a lot easier Reviewed on: 6th July 2026

Always easy to use no hassle all straight forward.

5
Always easy to use no hassle all straight forward. Never had a problem with them. I use it everywhere that takes PayPal. Reviewed on: 6th July 2026

Excellent service great offers really helpful

5
Excellent service great offers really helpful Reviewed on: 6th July 2026

money is always safe, problems always dealt with qui...

5
money is always safe, problems always dealt with quickly Reviewed on: 6th July 2026

Really good experience and I could use the card stra...

5
Really good experience and I could use the card straight away Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101293 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products