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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy to use and safe.

Easy to use and safe. Customer Service good if an issue Reviewed on: 6th June 2024

Easy fast experience.

Easy fast experience. Works very well. No problems Reviewed on: 6th June 2024

Great Service

Easy transactions. Feel safer making payments to organisations through PayPal. Know purchases are protected. Reviewed on: 6th June 2024

Simple the best lender out there

Simple the best lender out there Reviewed on: 6th June 2024

Good authorisation & authentication.

Good authorisation & authentication. Bad point not integrated with every platform to pay. Reviewed on: 6th June 2024

Very easy to use service, straight forward.

Very easy to use service, straight forward. There is a few payment options to choose from including interest free designed for everyone’s budget and circumstance. Reviewed on: 6th June 2024

Ease of PayPal

Been using PayPal credit for last couple of years, find good because of 4 interest free payments, which means I've no interest to pay ,got be a plus for anybody, log don't miss payment WinWin Reviewed on: 6th June 2024

Pay pal positive

Efficient, fast, user-friendly, safe and reliable. Pay pal credit statement is very clear and easy to navigate Reviewed on: 6th June 2024

Safe payments

I feel PayPal is extremely safe when it comes to online payments, I prefer to use PayPal wherever possible, any issues I've had have been dealt with quickly and professionally. There's only one tiny issue and that's some payments don't come out straight away, particularly over weekends. Reviewed on: 6th June 2024

Good for when needed can always pay and reuse when n...

Good for when needed can always pay and reuse when needed Reviewed on: 6th June 2024

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