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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

PayPal credit is great and easy to use.

PayPal credit is great and easy to use. I use it all the time to spread payments Reviewed on: 6th July 2026

Great for Spreading the Cost

I’ve had a very positive experience with PayPal Credit. The interest-free option is great for spreading the cost of purchases and making budgeting easier. One thing I really appreciate is the protection against fraud — when I was unfortunately scammed, PayPal helped me get my money back, which gave me a lot of confidence in using the service. I also like that they’ve now added a card, which makes it much easier to use the Pay in 4 option in shops as well as online. Overall, I’ve found PayPal Credit convenient, flexible, and reassuring to use. Reviewed on: 6th July 2026

An excellent platform run efficiently with great sup...

An excellent platform run efficiently with great support Reviewed on: 6th July 2026

I use PayPal regularly and find its easy to use

I use PayPal regularly and find its easy to use Reviewed on: 6th July 2026

Reliability above all else

If I am paying for a transaction via PayPal, I can be rest assured that my money is safe in case anything goes wrong. Reviewed on: 6th July 2026

Excellent customer service

Excellent customer serviceease of navigation on the site Reviewed on: 6th July 2026

I like that you can spread the cost

I like that you can buy big purchases and spread over 4 months. This is very helpful and I use it quite frequently. I also like that it's easy to find out when the 4 months ends so you can pay off without paying any interest. Most websites allow PayPal so that is also helpful. Reviewed on: 6th July 2026

PayPal credit is very handy......

PayPal credit is very handy if you need items in an emergency, the 0% options make it an excellent way to pay Reviewed on: 6th July 2026

Never had an issue with Paypal.

Never had an issue with Paypal. It is a very convenient service to be able to choose between 3 months, 4 months, or sometimes even 12 months 0% credit charge repayment Reviewed on: 6th July 2026

Really good experience and I could use the card stra...

Really good experience and I could use the card straight away Reviewed on: 6th July 2026

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