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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

One happy service user for almost 10 years

5
I been using PayPal for almost 10 years now and I am happy and satisfied with the service. Reviewed on: 6th June 2024

Excellent, efficient and very helpful

5
On the few occasions when I needed some assistance PayPal have always been excellent at providing an effective and friendly customer service. I think that banks could learn a few lessons from them. Extremely pleased with the experience and very user friendly. Reviewed on: 6th June 2024

Interest free for the first few months meant I was a...

5
Interest free for the first few months meant I was able to purchase the item I needed with no extra cost Reviewed on: 6th June 2024

Easy no hassle repayments .

5
Easy to set up no hassle or stress with repayments. App makes it easy to access and set up repayment plans. Reviewed on: 6th June 2024

Good way to purchase and lots of options for differe...

5
Good way to purchase and lots of options for different stores Reviewed on: 6th June 2024

More than happy

5
I am glad to say that PayPal is one of a few companies that have kept to their service standards Reviewed on: 6th June 2024

Very good, easy to use easy to make payments

5
Very good, easy to use easy to make payments Reviewed on: 6th June 2024

Never had any problems, good communication, good cho...

5
Never had any problems, good communication, good choice of ways to pay. Reviewed on: 6th June 2024

Very satisfactory

5
Very happy with PayPal credit. I have nothing negative to say Reviewed on: 6th June 2024

I really wanted buy a camera and the best option was...

5
I really wanted buy a camera and the best option was PayPal credit Reviewed on: 6th June 2024

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