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PayPal: PayPal Credit reviews

4.90
Based on 103,482 reviews, last reviewed 10th May 2026
2428850% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is fast, secure, and very easy to use. PayPal is fast, secure, and very easy to use. Payments are smooth and reliable every time. Reviewed on: 10th May 2026
Velislava G's avatar
Velislava G

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103482)

Go 4or it

5
Spot on, efficient, trustworthy, top notch Reviewed on: 16th April 2026

PayPal Credit has been a lifesaver!

5
PayPal Credit has been a lifesaver! So easy to use and to pay back. The app is excellent for keeping track. It has definitely improved my quality of life. It is my first choice if I need something a wee bit dearer. Reviewed on: 16th April 2026

They help when times are hard thanks pay pal

5
They help when times are hard thanks pay pal Reviewed on: 16th April 2026

It's a company you feel safe with you're money

5
They are a company you feel safe handling you're money. Their app making it very easy to direct payments to various things. App is easy to use and generally self explanatory Reviewed on: 16th April 2026

Over the years I’ve used PayPal credit it’s always b...

5
Over the years I’ve used PayPal credit it’s always been reliable and self explanatory when making a purchase Reviewed on: 16th April 2026

PayPal Credit is the Best

5
PayPal Credit is great. I always use it for for big purchase and the payment plan is so affordable, my finance purse dont bite. Great product service, and repayment plans. PayPal Credit my always go-to credit pay. Reviewed on: 16th April 2026

It takes a really long time for the money to come ou...

4
It takes a really long time for the money to come out of my bank account to pay the bill Reviewed on: 16th April 2026

Always offers available and easy ways to build point...

5
Always offers available and easy ways to build points to save money at checkout Reviewed on: 16th April 2026

The only choice for professional reliability

5
The only choice for professional reliability Reviewed on: 16th April 2026

Paypal are so good even customer services and excellent

5
Paypal are so good even customer services and excellent Reviewed on: 16th April 2026

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