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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Have always had good service when I needed help.

5
Have always had good service when I needed help. Using PayPal credit gives me peace of mind and makes things easier for me Reviewed on: 6th July 2026

Excellent service.

5
Excellent service. Has helped me no end, fantastic offers. Reviewed on: 6th July 2026

Excellent service from PayPal.

5
Excellent service from PayPal. The platform is easy to use, transactions are fast and secure, and sending or receiving money is simple. I’ve had a great experience with reliable payments and smooth purchases. Customer support has also been helpful whenever I’ve needed assistance. Highly recommended for anyone looking for a safe and convenient way to manage online payments. Reviewed on: 6th July 2026

Good, user friendly, would recommend to family/friends.

5
Good, user friendly, would recommend to family/friends. Easy to use and customer services are helpful and easy to get in contact with. Reviewed on: 6th July 2026

PayPal credit has helped me get things before I get...

5
PayPal credit has helped me get things before I get paid also helped buy a new router when I had no other way to do so Reviewed on: 6th July 2026

Love the pay in three option.

5
Love the pay in three option. Lets me buy expensive things without taking the hit at once! Reviewed on: 6th July 2026

Awesome & convenient card to use and the interest ra...

5
Awesome & convenient card to use and the interest rates rates are low and affordable Reviewed on: 6th July 2026

Everything is easy to understand and navigate.

5
Everything is easy to understand and navigate. Email communication is fab and detailed. Reviewed on: 6th July 2026

Never had an issue with PayPal

5
Never had an issue with payments and trust PayPal to sort out anything untoward. It is for me a free service unlike a credit card ,and that alone is worth being a member of PayPal. I like the new PayPal points scheme - works for me. Reviewed on: 6th July 2026

Easy to understand and great value

5
Easy to understand and great value Reviewed on: 6th July 2026

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