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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50806)

I like PayPal credit

5
I like. Very good. Easy to use. Very wide opportunities to use the PayPal service both online and in stores Reviewed on: 6th June 2024
intars a's avatar
intars a

I always use PayPal credit where possible...

5
I always use PayPal credit where possible especially if option for interest as so convenient Reviewed on: 6th June 2024
Lisa Thomson's avatar
Lisa Thomson

Paypal is good for transactions but customer satisfa...

5
Paypal is good for transactions but customer satisfaction is very poor. Reviewed on: 6th June 2024
Anant M's avatar
Anant M

Excellent service

5
Excellent service, really helped me have another go at life Reviewed on: 6th June 2024
Robert p's avatar
Robert p

PayPal credit

5
Easy to set up and easy to understand and deal with. Reviewed on: 6th June 2024
Steven K's avatar
Steven K

PayPal Credit has been a lifesaver to me!

5
PayPal credit has been a lifesaver in the past few months for me. With a lot of birthdays and other events, trying to get everything sorted without PayPal credit would have been nearly impossible. It's temporary no interest fees are very useful if you can pay it off in time and pay in three is also a great feature. Reviewed on: 6th June 2024
Jamie S's avatar
Jamie S

Very useful service

5
Very useful service. Great comms and never worry about missing a payment Reviewed on: 6th June 2024
David S's avatar
David S

PayPal credit allows me to make expensive purchases...

5
PayPal credit allows me to make expensive purchases with ease. It asks for ID confirmation to confirm my identity as a security net and is an easy platform to use which is fairly self explanatory. It gives you reminders when the next payment is due and provides various options of examples of amounts you could pay e.g., £5, remaining balance. Reviewed on: 6th June 2024
Natalie M's avatar
Natalie M

PayPal Credit is class

5
PayPal is great but PayPal Credit is a fantastic way to get something you may not be able to afford otherwise and with 0 interest if paid off within agreed time frame Reviewed on: 6th June 2024
Stevie H's avatar
Stevie H

Excellent service

5
Extremely easy, never hassle and always straightforward to check out at every website. Reviewed on: 6th June 2024
Jekabs D's avatar
Jekabs D

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