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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,396 reviews, last reviewed 10th May 2026
2424850% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Anytime I’ve had any problems customer service has b... Anytime I’ve had any problems customer service has been very helpful Reviewed on: 10th May 2026
Shaina Burnside's avatar
Shaina Burnside

Latest lowest rating:

1

Frustrating and stressful The site is becoming increasingly hard to navigate. Direct debits do not seem to wok properly like other places. The money does not leave your bank on... Read more Reviewed on: 10th May 2026
Lyndsey 's avatar
Lyndsey
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103396)

Easy transactions...

4
Easy transactions and they sent alerts every now and then Reviewed on: 16th April 2026
Cris F's avatar
Cris F

Paypal is amazing

5
Paypal has made managing my money alot easier and helped me save more money through there point system with brands also makes online shopping easier and quicker Reviewed on: 16th April 2026
Bear's avatar
Bear

Trusted brand

5
I have used PayPal for many years. It has helped me through some difficult times and it's a brand I can really trust. I feel safe and confident whenever I use it. Reviewed on: 16th April 2026
Stephen J's avatar
Stephen J

PayPal is really easy to use.

5
PayPal is really easy to use. I like the benefits you get. Reviewed on: 16th April 2026
gealey's avatar
gealey

PayPal is one of the safest ways to pay amazing serv...

5
PayPal is one of the safest ways to pay amazing service always listening and putting customers first would highly recommend also credit is good low payments too . Reviewed on: 16th April 2026
Geraldine b's avatar
Geraldine b

It’s was nice to bank with pay pal.

5
It’s was nice to bank with pay pal. Got full support while I m travelling out of country. No hidden or extra charges. Reviewed on: 16th April 2026
hemel tanvir's avatar
hemel tanvir

Very transparent

5
Amazing, clear agreements and no hidden costs Reviewed on: 16th April 2026
Beata H's avatar
Beata H

Paypal provides excellent service, i am very content.

5
Paypal provides excellent service, i am very content. Reviewed on: 16th April 2026
Melek E's avatar
Melek E

Simple, reliable and flexible with PayPal Credit

5
I’ve been using PayPal Credit for a while now and my experience has been very positive. The application process was quick and straightforward, and I got a decision almost instantly. What I like most is the flexibility it gives me when shopping online – especially the option to spread payments or use promotional periods with no interest if paid on time. The platform itself is very easy to use, and everything is clearly shown in the app or on the website, so I always know how much I owe and when payments are due. Payments are processed quickly, and I’ve never had any issues with transactions. Overall, PayPal Credit is a convenient and reliable option for managing purchases and cash flow. I would definitely recommend it to anyone who shops online regularly and wants extra flexibility. Reviewed on: 16th April 2026
JB's avatar
JB

Useful convenient, like the new rewards

5
Useful convenient, like the new rewards Reviewed on: 16th April 2026
Tx's avatar
Tx

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