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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Excellent service

5
Excellent service and customer service Reviewed on: 6th July 2026

happy experience

5
Easy to get set up with them and a pleasant experience all around will use again for any money needs I come across Reviewed on: 6th July 2026

I use PayPal personally and for my business.

4
I use PayPal personally and for my business. Easy to use Reviewed on: 6th July 2026

Great service, quick and easy.

5
Great service, quick and easy. Simple to use website. Reviewed on: 6th July 2026

PayPal is always quick and always secure.

5
PayPal is always quick and always secure. I never have to worry about my purchases Reviewed on: 6th July 2026

PayPal, saviour to my finances.

5
PayPal has been an appropriate and reliable lender. I honestly couldn’t recommend them enough. I have had trouble with my finances but through them I have discovered a smarter way to utilise my funds and manage my finances. A fantastic service from Paypal ! Reviewed on: 6th July 2026

1st rate Paypal

5
Use PayPal quite a lot, for buy now pay later, and pay in 3 when it’s just too much to purchase all at once. Reviewed on: 6th July 2026

Pal pal the way to go

5
Just brilliant easy to do and convenient just great way of spreading the cost Reviewed on: 6th July 2026

Always made transactions easy as possible

5
Always made transactions easy as possible Reviewed on: 6th July 2026

The PayPal Credit Card is extremely convenient - and...

5
The PayPal Credit Card is extremely convenient - and the 4 months interest-free on every £99+ spend is extremely useful. Reviewed on: 6th July 2026

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