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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

91% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I have nothing to worry about using PayPal service h...

I have nothing to worry about using PayPal service has my money is always secure Reviewed on: 6th June 2024

Good all-rounder and 0% finance deals the deal

Excellent option. Credit terms and agreements are always displayed very clearly. I really like the 0% finance over 4 months as this allows me a bit more flexibility and I have more time to pay for those slightly more expensive items. The 0% finance is also a great bonus Reviewed on: 6th June 2024

Charged me a returned direct debit fee when I have a...

Charged me a returned direct debit fee when I have a direct debit setup they never took it Reviewed on: 6th June 2024

Easy to navigate.

Easy to navigate. Good to use. No issues Reviewed on: 6th June 2024

It's great, absolutely brilliant

It's great, absolutely brilliant Reviewed on: 6th June 2024

Excellent

Good way to manage money with PayPal credit Reviewed on: 6th June 2024

Taking so much time to clear a transaction

3-4 times I try to pay with PayPal, the time it took to clear payment the prices for the airline were gone double, other time I try to pay AliExpress after 2-3 time payment didn't clear either, so not good experience so far Reviewed on: 6th June 2024

I use PayPal for everything.

I use PayPal for everything. And I'm never had a problem Reviewed on: 6th June 2024

PayPal credit is accessible on the majority of popul...

PayPal credit is accessible on the majority of popular platforms . PayPal credit is easy to use . And customer service is easy to contact and helpful . would recommend. Reviewed on: 6th June 2024

PayPal provides easy debt for 0% emi and excellent p...

PayPal provides easy debt for 0% emi and excellent payment gateway Reviewed on: 6th June 2024

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