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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Paypal is so easy to use and to help spread the cost...

Paypal is so easy to use and to help spread the cost helps too Reviewed on: 6th July 2026

Convenient

Easy to use. Handy for the occasional purchase Reviewed on: 6th July 2026

It has been the best retail finance provider I have...

It has been the best retail finance provider I have ever had Reviewed on: 6th July 2026

Good but slow

Good but slow to update balance after payments Reviewed on: 6th July 2026

PayPal is great.

PayPal is great. I have the debit card and am building up points that my large mainstream bank avoid. Reviewed on: 6th July 2026

PayPal Credit is great.

Used PayPal Credit for a few years and the App is easy to navigate. Its extremely easy to pay with PPC when purchasing online, in store with the PPC CARD. Reviewed on: 6th July 2026

Excellent product - easy to track, easy to manage, e...

Excellent product - easy to track, easy to manage, easy to use Reviewed on: 6th July 2026

Great Credit Facilities.

I really like the 4 months zero interest credit that paypal provides. helps to get stuff upfront. Reviewed on: 6th July 2026

Excellent service

Excellent service easy to use can contact easily Reviewed on: 6th July 2026

Always used PayPal

Always used PayPal. Credit card very handy. And payment for good with decebr protection. Used for 10+ years call centre for could be slightly more helpful but always get there in the end Reviewed on: 6th July 2026

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