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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

97% decrease in 5 star reviews

in the past 90 days

91% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

3 months interest free on large purchases is great!

It has been great for making purchases online. The 3 months interest free saves me a lot and is an incentive to pay things off quicker Reviewed on: 6th June 2024

Excellent service always.

Excellent service always. Products and services are very good and affordable. The pay in 3 is a very convenient way of buying the things you need. Excellent innovation. Reviewed on: 6th June 2024

I have been with PayPal for 15 years and I have grea...

I have been with PayPal for 15 years and I have great experience with them, always helped me with any all queries and payment outgoing or incoming have always been smooth Reviewed on: 6th June 2024

Paypal is the best platform

Paypal is the best platform i ever used usig it for many years already Reviewed on: 6th June 2024

Safe and easy

Makes life's Alot easier and I feel safe using paypal Reviewed on: 6th June 2024

It’s always there in the background if I need it

It’s nice to know that if ever I want to grab a deal online that I have PayPal credit sitting in the back ground so I can purchase deals whenever they come up. Reviewed on: 6th June 2024

Paypal is quite good borrowing money but sometimes t...

Paypal is quite good borrowing money but sometimes take time to resolve a issue Reviewed on: 6th June 2024

I have used it for 3 years and it’s been...

I have used it for 3 years and it’s been pivotal to me Reviewed on: 6th June 2024

PayPal Credit Review

I think PayPal credit is a good way to lend money and pay things when you don’t have all the cash straight away as it’s one of the only ones that offers interest free for a period of time. Reviewed on: 6th June 2024

EXCELLENT and SECURE

I just find PayPal easy and, most importantly, secure. Any purchase I make, I will tend to use PayPal if it’s available, as opposed to giving my bank details all the time. Reviewed on: 6th June 2024

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