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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Simply the best

Wow pay pal is the way forward either debit link your bank account having pay pals purchase protection or pay in 3 gives you the luxury of spreading the cost or maybe you need to purchase something and pay day not quite here the credit card solution is perfect with great rates an payment schemes for all, whilst even offering a tracking system So it's simply the best Reviewed on: 6th July 2026

Excellent customer service and easy to use

Excellent customer service and easy to use Reviewed on: 6th July 2026

Easy to buy things using this service

Easy to buy things using this service Reviewed on: 6th July 2026

Have used it for many years.

Have used it for many years. The app has gotten better over time. PayPal credit repayments can take a long time to update and that’s annoying Reviewed on: 6th July 2026

Works exactly the way o would expect

Works exactly the way o would expect Reviewed on: 6th July 2026

Flexible product but terrible customer service

The service itself is great and offers flexibility but the customer service is hard to get hold of (due to the automated system), constantly either hanging up calls/calls being cut off and then charging me when the very issue I have contacted them about prior to it happening. Reviewed on: 6th July 2026

Not had an issue yet and app seems to keep...

Not had an issue yet and app seems to keep improving Reviewed on: 6th July 2026

Easy to use service with good value for money.

Easy to use service with good value for money. Reviewed on: 6th July 2026

Used lots never any issues.

Used lots never any issues. Mainly use the PayPal credit card to make online payments. Like the fact I can buy clothes etc and send them back without having to pay upfront Reviewed on: 6th July 2026

Easy to use and always available

Easy to use and always available Reviewed on: 6th July 2026

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