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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

98% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal Credit is integrated into your PayPal account...

PayPal Credit is integrated into your PayPal account, offering quick approval and easy use at checkout. It features promotional financing like no interest for six months on qualifying purchases and flexible monthly payments. Accepted at millions of online stores, it provides PayPal's security benefits and easy account management, making it a convenient alternative to traditional credit cards. Reviewed on: 6th June 2024

Straightforward to apply

It was easy to apply and everything I needed to know was explained clearly. I’m reminded in plenty of time when a payment is due so I never fall behind. The credit was extremely helpful when I needed it and I would definitely recommend it to friends. Reviewed on: 6th June 2024

Prompt and Seamless transactions.

Seamless transactions and world class customer service. was received when I required clarification on some payment related queries. Reviewed on: 6th June 2024

A must for anyone

Easy to use, any problems customer services sort quickly, easy to see payments coming up and what's due , makes managing money easier Reviewed on: 6th June 2024

Good offers and instalment plans, plus a lot of plat...

Good offers and instalment plans, plus a lot of platforms now accept paypal. Reviewed on: 6th June 2024

I’ve had and used PayPal credit for a long time now...

I’ve had and used PayPal credit for a long time now with no issues Reviewed on: 6th June 2024

Very useful and easy access.

Very useful and easy access. Easy to send money. Purchase everything in one click. Performance and UI everything is smooth and easy to understand to use. I can recommend PayPal to all my friends. Reviewed on: 6th June 2024

Very good service , and good customer service experi...

Very good service , and good customer service experience Reviewed on: 6th June 2024

Very good service how do you safe to trust?

Very good service how do you safe to trust? Reviewed on: 6th June 2024

Money Saviour

PayPal has been a great way to purchase those luxury items and wants without the worry of payments as the process is very clear and simple Reviewed on: 6th June 2024

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