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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,302 reviews, last reviewed 10th May 2026
2420350% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's there when I need it, does what I want it to do... It's there when I need it, does what I want it to do, a range of options to suit my every need, one click away, suits me Reviewed on: 10th May 2026
Celine M's avatar
Celine M

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103302)

Very good, and safe to use, and I would recommend to...

5
Very good, and safe to use, and I would recommend to everyone Reviewed on: 16th April 2026
Peter J's avatar
Peter J

They offered me credit where other's didn't!

5
They offered me credit where other's didn't. They have a wide spectrum on where you can use it which mainly helps out to feed the family. They're repayment options are what all industries should offer (pay in 3, credit options) with opportunity of not paying interest. It is a lifeline! Reviewed on: 16th April 2026
Mohammed M's avatar
Mohammed M

My best pal

5
PayPal is very good at chasing alleged scammers and would make sure you’ll get a refund! Very dependable and responsible! Reviewed on: 16th April 2026
junie r's avatar
junie r

Highly recommended

4
PayPal Credit is incredibly helpful for making instant purchases while allowing payments in installments. I use it often and find it convenient for managing my expenses over time. Reviewed on: 16th April 2026
Lukas's avatar
Lukas

Best way to pay won't use any other method

5
Best way to pay won't use any other method Reviewed on: 16th April 2026
Samantha h's avatar
Samantha h

My experience with PayPal has been very positive.

5
My experience with PayPal has been very positive. I found it very easy to use from the start, with a simple and clear setup process. Sending and receiving payments is quick and straightforward, which makes managing transactions much less stressful. I also found PayPal especially helpful when dealing with other companies that accept it as a payment method. It adds an extra layer of convenience and security, making online purchases and payments feel more reliable. Overall, I would definitely recommend PayPal for anyone looking for a trusted and user-friendly way to handle online payments. Reviewed on: 16th April 2026
Steve w's avatar
Steve w

PayPal Credit

5
Always there when I need it as long as the vendor has PayPal as a payment option. Reviewed on: 16th April 2026
J C's avatar
J C

I have used PayPal for many years and now with added...

5
I have used PayPal for many years and now with added PayPal credit card and PayPal+ it has definitely helped me in so many ways. I send a lot of money through PayPal but I also receive so works both ways. Reviewed on: 16th April 2026
Rosie n's avatar
Rosie n

Good experience for the international purchase

4
Good experience for the international purchase Reviewed on: 16th April 2026
Laure D's avatar
Laure D

Overall all great nice way to spread your expenses

5
Overall all great nice way to spread your expenses Reviewed on: 16th April 2026
Vytas's avatar
Vytas

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