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PayPal: PayPal Credit reviews

4.90
Based on 103,236 reviews, last reviewed 10th May 2026
2417550% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The Most Trusted Way to Pay Online Trusted, Fast & Absolutely Reliable payment system with PayPal. A 5-Star Experience Every Single Time I pay ,especially with the 4 months credit facil... Read more Reviewed on: 10th May 2026
Hemant K's avatar
Hemant K

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103236)

Customer support

5
Customer support would be 100% better if customers could contact via email as well. I was trying to contact support but no email address, texting with bots not successful at all. Reviewed on: 16th April 2026

simple to use with rewarding features

5
I used PayPal before mainly to send money to friends and family, but a colleague recently told me about PayPal rewards and I’m really enjoying it. As a PhD student, every bit of savings makes a difference. Also tracking feature is awesome. Reviewed on: 16th April 2026

PayPal credit.

5
PayPal credit. Good value and helped spread the payments Reviewed on: 16th April 2026

Recommend

5
I recommend PayPal. It’s a smart way to manage your finance. And it’s also safe. Reviewed on: 16th April 2026

Excellent option.

5
Excellent option. Interest free for 3 months is very handy Reviewed on: 16th April 2026

Great experience,is a good application

5
Great experience,is a good application Reviewed on: 16th April 2026

Easiest payment system to use

5
Paypal's always been nice and simple to use. Use it regularly for most purchases. Always my go-to payment method Reviewed on: 16th April 2026

Has been very easy to set up and use

5
Has been very easy to set up and use Reviewed on: 16th April 2026

Manageable credit when u need it

5
Manageable credit when u need it Reviewed on: 16th April 2026

Use PayPal on a regular basis both for instant trans...

5
Use PayPal on a regular basis both for instant transaction and their interest free options. App is superb on all platforms and website is great to. Reviewed on: 16th April 2026

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