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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Great service and very easy to use

5
Great service and very easy to use Reviewed on: 6th July 2026

PayPal Credit is great

5
PayPal credit offers great flexibility Reviewed on: 6th July 2026

Excellent way to pay.

5
Excellent way to pay. Easy to send money to family abroad and I like to use the pay in 3 Reviewed on: 6th July 2026

customer service

4
Good customer service ,and very helpful Reviewed on: 6th July 2026

Experience .

5
PayPal is easy to use and very convenient. It gives you the opportunity to pay later or instalments Reviewed on: 6th July 2026

Easy to use

5
Easy to use but understanding payment and which amount has interest free credit and which needs to be paid is difficult to understand Reviewed on: 6th July 2026

When using it, it keeps declining payment, no patter...

4
When using it, it keeps declining payment, no pattern, very embarrassing. But when it works no problems Reviewed on: 6th July 2026

PayPal credit is easy to use and easy to understand...

5
PayPal credit is easy to use and easy to understand both the credit agreement and repayment options. There are lots of options to choose from that suit and I've never had any problems dealing with PayPal. Its quick to do and offers amazing perks Reviewed on: 6th July 2026

Have had PayPal credit for a number of years and alw...

5
Have had PayPal credit for a number of years and always found it incredibly simple to use and very convenient. Reviewed on: 6th July 2026

Excellent service, i would recommend this service to...

5
Excellent service, i would recommend this service to everyone Reviewed on: 6th July 2026

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