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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Very professional

5
When I have had to contact PayPal the Customer Service Team are professional in every way Reviewed on: 6th July 2026

PayPal credit is so convenient

4
PayPal credit is so convenient and a cheap way to purchase essential items. It’s so easy to use as well. Reviewed on: 6th July 2026

All very Good.

5
All very Good. Easy, Recommended Reviewed on: 6th July 2026

PayPal is a easy to use.

5
PayPal is a easy go to. I use it to make my payments to companies. I feel safer doing it that way. PayPal Credit is very useful to. Reviewed on: 6th July 2026

PayPal credit has helped tremendously when I’ve been...

5
PayPal credit has helped tremendously when I’ve been in a jam and there fair with the repayment requirements Reviewed on: 6th July 2026

I've been using PayPal Credit for many years now and...

5
I've been using PayPal Credit for many years now and it has become one of the most useful payment options I have. It gives me the flexibility I need to spread the cost of larger purchases without having to apply for a new credit agreement every time. I find it super easy to manage through the PayPal app, and I always know exactly when payments are due. It keeps me organised with my money, it's convenient and reliable way to manage spending. Overall, a really positive experience and I would happily recommend PayPal credit to anyone looking for extra flexibility when shopping online. Reviewed on: 6th July 2026

I have had no problems

5
I have had no problems at all with using Pay Pal for online purchases Reviewed on: 6th July 2026

Just great dont use anything else

5
Just great don’t use anything else extremely useful when I haven’t got time to go rooting for cards I just pay this way and I can keep how much money I’ve spent fantastic Reviewed on: 6th July 2026

PayPal Review...

5
I have never had to deal with customer service so I have given it "neutral" mark Reviewed on: 6th July 2026

Fantastic experience with PayPal.

5
Fantastic experience with PayPal. Easy to use both online and instore Reviewed on: 6th July 2026

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