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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,272 reviews, last reviewed 8th May 2026
2373800% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service for the buying bigger items on 4 m... Excellent service for the buying bigger items on 4 months Reviewed on: 8th May 2026
Brian J's avatar
Brian J

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102272)

It’s handy to have but can’t be used in all...

5
It’s handy to have but can’t be used in all shops Reviewed on: 16th April 2026
Richard G's avatar
Richard G

Excellent repayment schemes.

5
Excellent repayment schemes. Great value for money. Makes buying goods etc more convenient and manageable Reviewed on: 16th April 2026
Edel B's avatar
Edel B

Everything is at hand easy to use

5
Everything is at hand easy to use Reviewed on: 16th April 2026
Mal's avatar
Mal

I have never been let down by PayPal and it’s helped...

5
I have never been let down by PayPal and it’s helped me out of many situations, Reviewed on: 16th April 2026
Allison M's avatar
Allison M

impossible to geta card

5
Trying to get psycle card is impossible time out to quickly and chat is useless perfer to talk Reviewed on: 16th April 2026
Gareth 's avatar
Gareth

1st choice, Safe and secure online payment.

5
Safe and secure online payments that support my family and lifestyle. Reviewed on: 16th April 2026
Scott M's avatar
Scott M

Excellent way to manage my spending!

5
Excellent way to manage my spending! Easy and convenient Reviewed on: 16th April 2026
David Tough 's avatar
David Tough

Best online facilitator of payments

5
Most of the time you think that you don't need a trusted go-between when transacting online. But when the brown stuff hits the fan you are more often than not on the receiving end of a financial hiding, and you regret not using the number 1 payments facilitator online. And it costs you nothing but a little bit of admin. Reviewed on: 16th April 2026
Mike H's avatar
Mike H

I’ve had a very positive experience using PayPal.

5
I’ve had a very positive experience using PayPal. The platform makes sending and receiving money incredibly simple, even for someone who isn’t very tech-savvy. The interface is clean and easy to navigate, which makes transactions quick and stress-free. One of the things I appreciate most is the level of security PayPal provides. It gives me peace of mind knowing my financial information is protected, especially when shopping online or making payments to people I don’t know personally. The speed of transactions is another big advantage—payments are usually processed almost instantly. I also like how widely accepted PayPal is across different websites and services, making it a convenient all-in-one solution for online payments. Overall, PayPal offers a reliable, user-friendly, and secure service that makes managing money online effortless. I would definitely recommend it to anyone looking for a simple and trustworthy payment platform. Reviewed on: 16th April 2026
Renata K's avatar
Renata K

I recommend PayPal to everyone, they are great

5
I recommend PayPal to everyone, they are great Reviewed on: 16th April 2026
Artur 's avatar
Artur

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