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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Simple to use

5
I haven't experience any issues utilizing the services. Everything has been start forward and very easy to manoeuvre. Reviewed on: 6th July 2026

Pay pal make buying items from many different sites...

5
Pay pal make buying items from many different sites simple with multiple options for paying to suit every situation. Reviewed on: 6th July 2026

Interest free for 4 months .

5
Interest free for 4 months very handy and easy to complete everything online. Reviewed on: 6th July 2026

I set up Paypal credit a while ago and I was surpris...

5
I set up Paypal credit a while ago and I was surprised to receive a credit card without ordering one when they first launched them but the service has been extremely good for me Reviewed on: 6th July 2026

You can’t beat PayPal safest and easiest way to pay

5
You can’t beat PayPal safest and easiest way to pay Reviewed on: 6th July 2026

I have good experience with PayPal especially with r...

4
I have good experience with PayPal especially with return parcel and claim my money back Reviewed on: 6th July 2026

Very easy to use.

5
Very easy to use. I use it for all I buy on line because it is safe and convenient Reviewed on: 6th July 2026

I use PayPal for most of my online transactions, it...

5
I use PayPal for most of my online transactions, it is convenient and provides protection. Reviewed on: 6th July 2026

Easy & straightforward!

5
Easy & straightforward! Everything from applying, navigating the app, managing account through to repayments is just easy. PayPal is my go to for the peace of mind that my purchases are protected and customer services will deal with any issues. Highly recommend!! Reviewed on: 6th July 2026

Application for credit was easy and quick.

5
Application for credit was easy and quick. The display of the credit option alongside normal PayPal payments methods is clear and simple to follow. Reviewed on: 6th July 2026

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