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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Simply The Best

I've been using PayPal since the early days and have watched the company grow into one of the most trusted names in online payments. Over the years, they have continually improved their services, making it incredibly easy, fast and secure to buy goods online. What I love most is the peace of mind that comes with every transaction. Knowing that my payments are protected and secure gives me complete confidence when shopping online. Sending money to friends and family anywhere in the world is also effortless, and transfers are usually completed in just a few clicks. PayPal Credit has been a game changer for me. The ability to spread the cost of purchases over time at a much lower interest rate than most credit cards has been invaluable. It provides flexibility when I need it while remaining simple and straightforward to manage. On more than one occasion, PayPal's customer protection and support have been there when needed, giving me reassurance that they genuinely "have my back". Their service is reliable, professional and customer-focused. I honestly wouldn't use anything other than PayPal Credit. For convenience, security, flexibility and customer protection, they're in a league of their own. Highly recommended to anyone looking for a safe and trustworthy way to manage their online payments. Reviewed on: 6th July 2026

So easy to use and reminders so you never forget.

So easy to use and reminders so you never forget. Been with paypal for years never any problems. Reviewed on: 6th July 2026

An excellent way to spread costs without interest

PayPal Credit an excellent way to spread costs without interest. I use it a lot when making purchases over £100, I would highly recommend using it Reviewed on: 6th July 2026

Very smooth and easy.

Very smooth and easy. Paypal made the payment really easy and very flexible. Reviewed on: 6th July 2026

Payments feel more secure with Paypal

Payments feel more secure with Paypal Reviewed on: 6th July 2026

Easy to use

Paypal credit is great when you are ordering from retailers who you have not used before, or when you are buying item in multiple sizes that required one of them to be returned. Reviewed on: 6th July 2026

I have been using PayPal for so long, no issues and...

I have been using PayPal for so long, no issues and easy to use online payment. The most is safe and secure. Reviewed on: 6th July 2026

I always find PayPal very helpful if I've had to con...

I always find PayPal very helpful if I've had to contact them and it is really easy to navigate their website Reviewed on: 6th July 2026

Easy credit, online ,secure i loving app.

Easy credit, online ,secure i loving app. Ifnyou nęed fast money for shopping Reviewed on: 6th July 2026

amazing service now really useful to have a card as...

amazing service now really useful to have a card as well as virtual cards Reviewed on: 6th July 2026

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