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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

It is simple to use.

It is simple to use and fast. It is very good for unexpected expenses Reviewed on: 6th July 2026

I’m long time using PayPal and I never have problems...

I’m long time using PayPal and I never have problems Reviewed on: 6th July 2026

Thanks PayPal

Having PayPal as a means to make payment has made my life much easier. I am a dad with two kids and I don’t know how I would be able to survive and provide for my family without PayPal payment options. I would highly recommend Reviewed on: 6th July 2026

great facilities and customer service

great facilities and customer service Reviewed on: 6th July 2026

It was easy to gain credit and easy to use

I found the application process quick and straightforward, with a decision given very quickly. The account has been easy to manage through the app and online, making it simple to check balances, payments and transactions. I've found the credit facility useful for spreading the cost of larger purchases, and payments have been processed without any issues. Overall, my experience has been positive due to the convenience, ease of use and reliable service Reviewed on: 6th July 2026

Very easy to applied for & the interest rates r reus...

Very easy to applied for & the interest rates r reusable it's a great way to to pay for items. I pay with D D cos then i don't have to worry i miss any payments Reviewed on: 6th July 2026

Paypal is a brand you can trust

When I first joined PayPal back in the early days, people were skeptical about this new payment method, but now, after all these years, it has built a reputation and brand that is guaranteed to be trustworthy! PayPal surely is the safest method of payment online! So, thank you. Reviewed on: 6th July 2026

Any query’s have always been answered quickly , give...

Any query’s have always been answered quickly , give the option to pay at 0% for 4 months which is great. Reviewed on: 6th July 2026

Pay pal excellence

I try to use PayPal for all my purchase . I never have an issue , everything is straight forward ! Whenever I need to speak to them they are there answering any questions I have . PayPal is deffo my pal :) Reviewed on: 6th July 2026

Reliable service, trusting with my purchases for pea...

Reliable service, trusting with my purchases for peace of mind Reviewed on: 6th July 2026

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