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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,361 reviews, last reviewed 9th May 2026
2377750% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Money deductions Discrepancies between payment date and money deducted from the account. Reviewed on: 9th May 2026
Marcin M's avatar
Marcin M

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102361)

Never had any issues and does everything I need it t...

5
Never had any issues and does everything I need it to do Reviewed on: 16th April 2026
Emma H's avatar
Emma H

Always an excellent service.

5
Always an excellent service. Hassle free Reviewed on: 16th April 2026
Brian Gough's avatar
Brian Gough

Two excellent buy now pay later programmes.

5
Two excellent buy now pay later programmes. No crazy credit limits so easy to stay responsible Reviewed on: 16th April 2026
Kate's avatar
Kate

Very pleasant experience clear app

5
Very pleasant experience clear app Reviewed on: 16th April 2026
Klaudia's avatar
Klaudia

paypal credit a good option

5
paypal credit is an good way to pay for item that you want its easy to use you can decide what way to pay either monthly or pay in 3 you can get interest free so your item does not cost any more than the original price i find it very good Reviewed on: 16th April 2026
David S's avatar
David S

When paying to PayPal credit account from a current...

5
When paying to PayPal credit account from a current bank account it takes too long for the money to leave the account. When paying off a pay in 4 item you cannot see to separate making payments specifically to that credit. Reviewed on: 16th April 2026
Tre B's avatar
Tre B

Easy to use, clear advice .

5
Easy to use, clear advice . Good place to get credit when needed Reviewed on: 16th April 2026
Hayley m's avatar
Hayley m

Its okay I got charged for some things I was unaware...

3
Its okay I got charged for some things I was unaware of makes me want to get another elsewhere though Reviewed on: 16th April 2026
Luke Shanks's avatar
Luke Shanks

From day one (9yrs) I have found it easy and saf...

5
From day one (9yrs) I have found it so easy and safe to use my PayPal account. I pay for everything online with PayPal where possible. As a pensioner it is reassuring to know you are in safe hands. Excellent customer service any issues I have had has always been resolved by polite friendly staff. Well done PayPal continue the good work. Reviewed on: 16th April 2026
Millie's avatar
Millie

Great for me as no interest plans available

5
Great for me as no interest plans available Reviewed on: 16th April 2026
LWR's avatar
LWR

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