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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Experience

5
It very good I lost my sister and straight away i brought a flight ticket with paypal. Otherwise won't do it without paypal Reviewed on: 6th July 2026

Customer service good but PayPal slow in rectifying...

5
Customer service good but PayPal slow in rectifying problem Reviewed on: 6th July 2026

I use PayPal all the time

5
I use PayPal all the time as it easy and safe and have never had a problem Reviewed on: 6th July 2026

Easy to use, excellent for sorting out retailer issues

5
Easy to use, excellent for sorting out retailer issues Reviewed on: 6th July 2026

Being a single parent which is sometimes hard financ...

5
Being a single parent which is sometimes hard financially. This is perfect for us to be able to enjoy nice things together like holidays and also a god send at Christmas. Reviewed on: 6th July 2026

Accessible, easy to use.

5
Accessible, easy to use. Value for money. Safe. Reviewed on: 6th July 2026

Easy to use

5
Easy to use , easy to pay back over 3months , safer to use than having to give your card details ever time Easy to check on app what amount your balance is , reminders when payment are due Reviewed on: 6th July 2026

I've had a great experience with PayPal Credit.

5
I've had a great experience with PayPal Credit. Using it for purchases has been simple and reliable. Customer service has been helpful whenever I've needed assistance. Overall, it's a convenient way to spread the cost of purchases, and I'd happily recommend it to others. Reviewed on: 6th July 2026

Spread the cost

5
Great for spreading the cost on expensive purchases! Reviewed on: 6th July 2026

Paypal is easy to use, accessible and flexible

5
I find paypal incredibly easy to use and has a great set of product offerings for my needs. Reviewed on: 6th July 2026

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