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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Excellent to deal with and any issues are dealt with...

5
Excellent to deal with and any issues are dealt with straight away Reviewed on: 6th July 2026

Excellent Service

5
Website & App is very easy to use, customer service is great, telephoned and got a response to my query straight away. Reviewed on: 6th July 2026

Easy service to use customer friendly

5
Easy service to use customer friendly Reviewed on: 6th July 2026

Convenient and easy

5
I have no experience of customer service but everything else is excellent Reviewed on: 6th July 2026

Very good job and nice expirens with pay PayPal

4
Very good job and nice expirens with pay PayPal Reviewed on: 6th July 2026

I have used PayPal for years I find it a secure way...

5
I have used PayPal for years I find it a secure way of sending money with out giving bank details Reviewed on: 6th July 2026

Highly recommended service.

5
Highly recommended service. perfect for what i use paypal for Reviewed on: 6th July 2026

Very easy to use.

5
Very easy to use. Safe and secure, app is easy to navigate and it’s fast and effective. Definitely worth giving it a try Reviewed on: 6th July 2026

Flexibility That Fits

5
Since I took my account out, I have always found PayPal a convenient way to pay for items & services online, securely. The app is really easy to follow and use, and keeps me updated on any orders placed, the balances remaining and when my next payments are due. I know a lot of apps have this straightforward feature, but feel the notifications are just right, and when I make additional payments, or review their latest offers to me, I find it easy to follow, and not inundated with messages. It's easy to tailor the credit you require, and if you feel the limit you have is too high, you can drop it to a level to suit your needs immediately. Reviewed on: 6th July 2026

Easy and convenient

5
Very easy to use and a convenient way to pay. Reviewed on: 6th July 2026

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