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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181135)

PAYPAL HAS YOUR BACK

5
From the download many years ago, PayPal has always had their customers back. To know they intervene when you need them is a great weight lifted. I only trust PayPal now . Ive had a few problems with companies who refused to refund me was a hassle , but it got sorted in the end cos PayPal steps in. Their pay in three is awesome, takes the stress of finding the money their and then. Having a credit limit that you can adjust is the best thing for me Reviewed on: 6th July 2026

Pay Pal credit is a great way of spreading the cost...

5
Pay Pal credit is a great way of spreading the cost of every day purchases interest not not too bad (no 1 likes paying interest) as well as getting secure payment online also get the benefit of replacement or refund if purchase faulty. Reviewed on: 6th July 2026

Been very easy to set up.

5
Been very easy to set up. Have used a couple of times with no issues. Reviewed on: 6th July 2026

PayPal has always put the customer first, providing...

5
PayPal has always put the customer first, providing excellent customer service to back up their high quality standards. A rare thing in today's world. PayPal is putting others to shame with it's fantastic flexibility when paying for things Reviewed on: 6th July 2026

Smooth, simple and efficient.

5
Smooth, simple and efficient. Have used PayPal since their launch and never had an issue Reviewed on: 6th July 2026

Easy to access but a little confused

4
Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Really good never had any problems

5
Really good never had any problems Reviewed on: 6th July 2026

Fast and efficient and keep you informed about all y...

5
Fast and efficient and keep you informed about all your transactions Reviewed on: 6th July 2026

Overall PayPal is very good and very useful.

4
Overall PayPal is very good and very useful. The only aspect that could do with improving is the time it takes for a charge to reach my bank account from PayPal. This can take many days on occasions Reviewed on: 6th July 2026

Paypal credit has Easy transactions and no hassle

5
Paypal credit has Easy transactions and no hassle Reviewed on: 6th July 2026

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