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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

PayPal by far the best,

5
PayPal by far the best, no issues when items ordered are not received PayPal sorts this out, I try to pay everything in order online via PayPal because it’s safe. Reviewed on: 6th July 2026

Good and easy

5
Always a good and easy service, customer service friendly and quick to respond. No issues with payments ect Reviewed on: 6th July 2026

PayPal Credit is practical, easy to use and pay back!!

5
I use PayPal Credit for practically everything—- it feels like the safest way to shop online!! The ease of not having to remember all the card details etc —- & for those who want to spend now and pay later —- it’s very helpful! Reviewed on: 6th July 2026

PayPal review

5
I've always used PayPal its safe , any problems with a scam payment they would sort it out . Reviewed on: 6th July 2026

Customer service always excellent and an easy to use...

5
Customer service always excellent and an easy to use app Reviewed on: 6th July 2026

PayPal credit is ideal for those purchases that you...

4
PayPal credit is ideal for those purchases that you just want that bit of extra time to pay for Reviewed on: 6th July 2026

Always feel safe when purchasing through PayPal

5
Always feel safe when purchasing through PayPal Reviewed on: 6th July 2026

I love Paypal credit.

5
I love Paypal credit. Really easy to use and manage, widely accepted online Reviewed on: 6th July 2026

PayPal Credit is awesome

5
Been using PayPal credit for years, never had any issues with payments, refunds, anything at all. One of the best ways to purchase with 0% interest if you pay everything back within 4 months! Reviewed on: 6th July 2026

Ordered items on PayPal credit which is great for sp...

5
Ordered items on PayPal credit which is great for spreading the cost and so convenient. Reviewed on: 6th July 2026

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