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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Excellent choice for finance.

5
PayPal provide an excellent choice of solutions to financing purchases. It's so easy to deal and by things using paypal Reviewed on: 6th July 2026

Quick to setup and easy to use

5
Only used PayPal credit for one purchase but it was easy to set up, I felt confident in using it and payments have been easy to make. Reviewed on: 6th July 2026

Paypal service..

5
Paypal has always been helpful useful and very quick service Reviewed on: 6th July 2026

Great way to pay!

5
I alwayss feel more secure using PayPal and any problems are sorted quickly . Reviewed on: 6th July 2026

I would highly recommend to friends or family

5
I would say paypal one of the best credit card and helps you to increas your credit and it easy to have account Reviewed on: 6th July 2026

So simple, straightforward, fair and clear terms of...

5
So simple, straightforward, fair and clear terms of use. Reviewed on: 6th July 2026

No problems, very straight forward.

5
No problems, very straight forward. Reviewed on: 6th July 2026

Always been good - payments have occasionally failed...

5
Always been good - payments have occasionally failed but it has always been resolved Reviewed on: 6th July 2026

Anything I contact PayPal for is always answered and...

5
Anything I contact PayPal for is always answered and done quickly Reviewed on: 6th July 2026

A reliable and trustworthy payment option, that’s my...

5
A reliable and trustworthy payment option, that’s my go to choice. Reviewed on: 6th July 2026

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