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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,455 reviews, last reviewed 9th May 2026
2382150% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Simple money transfer between friends Simple money transfer between friends Reviewed on: 9th May 2026
Tom's avatar
Tom

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102455)

Great platform to manage your finances without stress

5
It is easy to manage. Plenty of time for repayment (4 months or 3 months without interest). Easier to get refund in case of disputes. Reviewed on: 16th April 2026
Maria's avatar
Maria

An easy to used system that benefits you on every tr...

5
An easy to used system that benefits you on every transaction or online purchase. The points soon add up to use against future purchases. A great idea . Reviewed on: 16th April 2026
Paul A's avatar
Paul A

Love how easy quick & hassle free it is.

5
Love how easy quick & hassle free it is. Reviewed on: 16th April 2026
Alex B's avatar
Alex B

Very useful

5
PayPal credit is very useful and also the pay in 3 Reviewed on: 16th April 2026
Aaron C's avatar
Aaron C

Easy to use the app and points winning debit card...

5
Easy to use the app and points winning debit card Reviewed on: 16th April 2026
Emmanuel K's avatar
Emmanuel K

Love PayPal so easy to use excellent service never h...

5
Love PayPal so easy to use excellent service never had to complain would use even more if they had a plastic credit card i.e ocean,aqua Reviewed on: 16th April 2026
Alan D's avatar
Alan D

PayPal has your back if things go wrong!

5
Have used PayPal for many years and on the occasions where the seller has not been legitimate, it has been easy to get the money refunded, something which is not the case with the banks. I now use PayPal cards for every purchase as it gives me the knowledge that if anything goes wrong then PayPal has my back! Reviewed on: 16th April 2026
Michael B's avatar
Michael B

its is a great service, efficient and easily accessi...

5
its is a great service, efficient and easily accessible Reviewed on: 16th April 2026
Amrita Kaur's avatar
Amrita Kaur

PayPal are absolutely the best provider.

5
PayPal are absolutely the best provider. So many different options of payment and credit that really makes life a lot easier! Using PayPal pay in 3 makes everything so much better, especially when I’ve been planning my wedding for the past 18 months - the 4 months 0% interest has been an absolute live saver and has allowed us to create our dream wedding which is happening on May 4th this year!! Wooooooo. Reviewed on: 16th April 2026
Sam D's avatar
Sam D

My experience of PayPal

5
PayPal been brilliant with me in general only down fall PayPal Giving me bigger buying power/credit limit. Even though I've credit cards I do like PayPal for complete security of purchases and easy payments Reviewed on: 16th April 2026
Mark H's avatar
Mark H

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