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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Quick and easy to use and hopefully it will benefit...

5
Quick and easy to use and hopefully it will benefit myself . Reviewed on: 6th July 2026

Easy process and great service can pay in 4 for bigg...

5
Easy process and great service can pay in 4 for bigger purchases Reviewed on: 6th July 2026

Very good service easy to use and very valuable serv...

5
Very good service easy to use and very valuable service the phone app is really great and easy assessable and informative Reviewed on: 6th July 2026

Best credit app available

5
The app is very easy to use and tacking money spent and when it’s due is very handy. It helps you not over spend or owe out more than you can afford. Customer service is also easily available on f you have any queries. In all a very happy customer. Reviewed on: 6th July 2026

PayPal credit is such a handy way to purchase with g...

5
PayPal credit is such a handy way to purchase with great flexibility to pay off the fee in 3 payments or over a longer period, definitely recommended. Reviewed on: 6th July 2026

Simple and straightforward to use.

4
Simple and straightforward to use. Reviewed on: 6th July 2026

Easy to apply, use and pay.

5
Easy to apply, use and pay. Always pay off each month so no interest paid. Reviewed on: 6th July 2026

Easy to Use

5
Simple to use, full transparancy. No hidden catches. Reviewed on: 6th July 2026

A strong contender in the UK credit market

5
Very easy to manage, transparent options Reviewed on: 6th July 2026

Fast efficient good customer service I feel protecte...

5
Fast efficient good customer service I feel protected when using PayPal Reviewed on: 6th July 2026

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