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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

I so happy to use paypal, always looking forward for...

5
I so happy to use paypal, always looking forward for it, Reviewed on: 6th July 2026

Very professional service, great customer service, t...

5
Very professional service, great customer service, timely solutions found to any any issues , very easy web site to use, simple not confusing, great the way it’s set out, offers snd rewards, fantastic easy access to all sections of the site makes using Pay pal easy and quick, would recommend to anyone first class five stars Reviewed on: 6th July 2026

WONDERFULLLLLLLLLLLLLLLLLLLL ***********************...

3
WONDERFUL Reviewed on: 6th July 2026

Great service for spreading a cost over a short time...

5
Great service for spreading a cost over a short time frame. Reviewed on: 6th July 2026

Secure and safe give a lot of confidence when making...

5
Secure and safe give a lot of confidence when making a purchase. Reviewed on: 6th July 2026

Super fast service and credit approval

5
The limit offered was very reasonable for a start and the process of purchasing the first order was super smooth. Plus it’s without impact in credit score ! Reviewed on: 6th July 2026

Easy and Friendly

5
It very easy to use and helpful when needed. It is also can be used worldwide. It has all the requirements like a bank. Reviewed on: 6th July 2026

Trustworthy Service

5
Reliable, knowing that if a merchant on line has Paypal facilities that you have an extra layer of safety. Any queries you may have are dealt with efficiently and not having to deal with an automated system or a call centre overseas Reviewed on: 6th July 2026

Used pay in 4, very good experience while sorting th...

5
Used pay in 4, very good experience while sorting the payment and checkout and easy to make payments towards borrowed amount. Reviewed on: 6th July 2026

Absolutely love it

5
I'm using PayPal regularly and couldn't complain about it at all. It's easy and quick. Reviewed on: 6th July 2026

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