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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,508 reviews, last reviewed 9th May 2026
2384600% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I really use PayPall in most of my purchases I really use PayPall in most of my purchases Reviewed on: 9th May 2026
Frederico Guerreiro's avatar
Frederico Guerreiro

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102508)

Easy service to use, easy app interface

5
Easy service to use, easy app interface Reviewed on: 16th April 2026
Angelika Palacz's avatar
Angelika Palacz

Amazing experience with paypal never had an issue

5
Amazing experience with paypal never had an issue Reviewed on: 16th April 2026
Shah's avatar
Shah

An absolute lifesaver!

5
I find PayPal credit extremely useful to spread larger purchases over a few months, safely without paying interest on the amount. Reviewed on: 16th April 2026
Dawnie's avatar
Dawnie

Very good service as always, satisfied.

5
Very good service as always, satisfied. Reviewed on: 16th April 2026
Georgia S's avatar
Georgia S

safe and trustworthy

5
Paypal gives a lot of reassurance as they act swiftly for any questionable transactions Reviewed on: 16th April 2026
Lyan's avatar
Lyan

Refund me quickly if I ever have returns.

5
Refund me quickly if I ever have returns. Reviewed on: 16th April 2026
michelle mulligan's avatar
michelle mulligan

Easy, fast amd safe.

5
Easy, fast amd safe.It's a one of the best safe way for online and not only shopping Reviewed on: 16th April 2026
Plamen 's avatar
Plamen

Co-Pilot Wrote This For Me

4
PayPal is a solid payment platform that gets the job done, but it’s not without its frustrations. On the positive side, it’s widely accepted, easy to set up, and convenient for quick online purchases. The interface is straightforward, and features like buyer protection offer some peace of mind when dealing with unfamiliar sellers. That said, the experience isn’t always smooth. Customer support can feel slow or unhelpful, especially when dealing with account holds or disputes. Fees also add up quickly—particularly for small businesses or anyone receiving international payments. It works, but it doesn’t always feel seamless or transparent. Overall, PayPal is a decent option if you want a familiar, widely supported payment method, but it’s not perfect. There are moments when it feels reliable and moments when it feels like it’s getting in its own way Reviewed on: 16th April 2026
Stephen Park's avatar
Stephen Park

Easy too use, does what it says on the tin

5
Easy too use, does what it says on the tin Reviewed on: 16th April 2026
Rick ODonnell's avatar
Rick ODonnell

Best of the Best

5
I’ve been with PayPal for ages and they have gone from strength to strength they offer something for everyone whether it’s cashback on your purchases or monthly repayment plans and they are always on hand if you have a question or you need help with a query. Reviewed on: 16th April 2026
Kianoosh F's avatar
Kianoosh F

Review PayPal: PayPal Credit now

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