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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Aug 2025
93% decrease in 5 star reviews
in the past 90 days
89% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Quick and Safe

5
Always easy to use, safe and quick on checkout Reviewed on: 5th June 2024

Easy to use, convenient and efficient.

5
Easy to use, convenient and efficient. I always feel really secure using PayPal as a payment option. I was able to buy my fiancé’s dream watch using PayPal credit which makes our wedding day even more special. So thank you PayPal for always keeping your customers happy Reviewed on: 5th June 2024

PayPal credit is amazing it’s so useful.

5
PayPal credit is amazing it’s so useful. I’m always using it. It’s so good that you have 0 interest if it’s payed with it 4 months, I normally use it when im doing a big purchase. I would 100% recommend it too anyone Reviewed on: 5th June 2024

there when you need them

5
there when you need them with no fuss hassle free Reviewed on: 5th June 2024

It's been excellent.

5
It's been excellent. Easy to use Reviewed on: 5th June 2024

PayPal is quick and simple, it’s a peace of mind kno...

5
PayPal is quick and simple, it’s a peace of mind knowing if anything happens they are easily contactable to resolve Reviewed on: 5th June 2024

PayPal is flexible and I trust PayPal.

5
PayPal is flexible and I trust PayPal. Reviewed on: 5th June 2024

I think PayPal is absolutely EXCELLENT!

5
I think PayPal is absolutely EXCELLENT!!!! Reviewed on: 5th June 2024

The very best but i would prefer if i could still pu...

5
The very best but i would prefer if i could still purchase crypto through payapsoapl in UK Reviewed on: 5th June 2024

Always use PayPal

5
Always use PayPal for online payments. Any issues with purchases are resolved quickly by PayPal Reviewed on: 5th June 2024

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