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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Love PayPal

Quick and easy and good credit options and use of card! Reviewed on: 6th July 2026

Interest and fees

It’s convenient and easy to use but I had a £50 direct debit paying off some accumulated debt and after interest and fees per month my £50 contribution was decreasing to just short of £30 which makes it quite difficult to clear the debt in a certain period of time. I think this is something to use for smaller debt amount you can pay off instantly when suitable. Reviewed on: 6th July 2026

Seamless transactions check outs and credit line rea...

Seamless transactions check outs and credit line readily available Reviewed on: 6th July 2026

Simple, easy & flexible.

Nice and handy to have to get you out of those unforeseen situations. Love the 4 months 0%apr, absolute game changer! Reviewed on: 6th July 2026

It’s been very easy to use PayPal excellent

It’s been very easy to use never any issues. Reviewed on: 6th July 2026

Very good experience and very trustworthy i always u...

Very good experience and very trustworthy i always use paypal Reviewed on: 6th July 2026

It's helped me out a few times - to have an option t...

It's helped me out a few times - to have an option to put larger amount on Credit Reviewed on: 6th July 2026

I've used PayPal credit to manage my monthly budget.

I've used PayPal credit many times, but only used it it to manage my money better. I've paid within the interest free period. Never had problems. Only once did I miss this and paid a small amount of Interest. Well worth it when money is short, but managing timings is the secret! Reviewed on: 6th July 2026

Always a great service

Always a greatservice dependable and reliable Reviewed on: 6th July 2026

Just a fantastic service and always there when needed

Just a fantastic service and always there when needed Reviewed on: 6th July 2026

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