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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 24th Aug 2025

80% decrease in 5 star reviews

in the past 90 days

60% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50807)

Excellent way to budget purchases

Excellent way to budget purchases Reviewed on: 5th June 2024

Great! Experience

Great! I really enjoyed using paypal credit! Save me lots of money Reviewed on: 5th June 2024

Great option for paying for larger items

Great option for paying for larger items, easy to pay with and understand when to pay. Fab service and great product. I've not experienced any issues when using it and would recommend using it to friends. Reviewed on: 5th June 2024

Great never had any issues to use

Great never had any issues safe to use Reviewed on: 5th June 2024

Excellent service provided by PayPal

Always allowed to use PayPal credit and pay in 3 instalments when needed. Reviewed on: 5th June 2024

Great service and extremely useful

Great service and extremely useful Reviewed on: 5th June 2024

Easy to use and interest free a lot of the...

Easy to use and interest free a lot of the time Reviewed on: 5th June 2024

tayizvitya

Easy to use .. no hidden details. Reviewed on: 5th June 2024

I'm very happy for the service and great customer se...

I'm very happy for the service and great customer service Reviewed on: 5th June 2024

It’s simple to set up

It’s simple to set up and use. Great! Reviewed on: 5th June 2024

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