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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

I am very impressed with PayPal when I’ve had a prob...

5
I am very impressed with PayPal when I’ve had a problem they’ve sorted it out no fuss Reviewed on: 6th July 2026

Helpful when needed

5
Very professional and efficient and a lovely experience Reviewed on: 6th July 2026

PayPal review from a family perspective

5
PayPal is a smooth speedy service for payment for everything it is also peace of mind that it is covered if anything goes wrong.i use PayPal for international transfers to my youngest daughter in Australia and my family over there. I have used PayPal for many years it’s an excellent service and commendable in many ways. I highly recommend PayPal and will continue to use it for life. Reviewed on: 6th July 2026

Paypal credit really helps when you cant pay for pur...

5
Paypal credit really helps when you cant pay for purchases in one go Reviewed on: 6th July 2026

I’m with Paypal more than 10 years and never had any...

5
I’m with Paypal more than 10 years and never had any problems. Customer service respond quickly and very helpful. Reviewed on: 6th July 2026

Great service, highly recommend.

5
Great service, highly recommend....... Reviewed on: 6th July 2026

Very good in backing you up when companies are not p...

5
Very good in backing you up when companies are not playing fair Reviewed on: 6th July 2026

I am very happy with PayPal.

5
I am very happy with PayPal. Everytime I have seen an option to pay using PayPal there is extra discounts available and also option like pay in 3 and credit payments at 0% interest for 4 months. These options are very handy when I am sorting out my finances and helps me to stay on top of things especially for past 2 months as I have been off work due to health reasons. I had to make quite a few purchases from my groceries to booking holiday flights and I have used PayPal credit to pay for it all which has been very helpful. Excellent work PayPal. Reviewed on: 6th July 2026

Cannot speak highly enough

5
I have been a PayPal customer for several years and have consistently found it to be a very customer-focused company with excellent customer service. I use it for a variety of reasons, for instance secure online purchases or quickly ordering without having to re-enter my address details, but moreso with larger purchases, for the reassurance that if the item is faulty/ the seller is spam or if I have any issues whatsoever, PayPal will immediately refund my purchase and take on the fight with the vendor. I trust PayPal as a brand 100% and feel empowered by being a customer. Reviewed on: 6th July 2026

Never had an issue with Pay Pal.

4
Never had an issue with Pay Pal. Excepted at most online stores so super helpful. Reviewed on: 6th July 2026

Review PayPal: PayPal Credit now

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