Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 102,687 reviews, last reviewed 9th May 2026
2392700% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far so good no problems no complaints. So far so good no problems no complaints. Everything works fine. Reviewed on: 9th May 2026
jacek g's avatar
jacek g

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102687)

Excellent company.

5
I rarely have had any problems and when I did it was easy to phone in, talk it over and get it easily and quickly solved with helpful advisors. Reviewed on: 16th April 2026

Excellent services, reliable payments and fast trans...

5
Excellent services, reliable payments and fast transactions. Reviewed on: 16th April 2026

hassle-free payments

5
Easy account setup, hassle-free payments, and reliable customer support whenever you need assistance. Reviewed on: 16th April 2026

Easy to use, user friendly, and reliable

5
Easy to use, user friendly, and reliable Reviewed on: 16th April 2026

Review of PayPal Credit

5
I've used the Credit function several times and found it easy to follow and information from PayPal is timeously sent out to me so i can easily keep track of my transactions. I've no hesitation purchasing through PayPal Credit and do so with confidence. thanks, Scott Reviewed on: 16th April 2026

perfect payments

5
Absolutely perfect every time. Again and again they out shine themselves Reviewed on: 16th April 2026

Very transparent and always manages to settle disput...

5
Very transparent and always manages to settle disputes with retailers Reviewed on: 16th April 2026

Never had a problem.

5
Never had a problem. Alway there when want it Reviewed on: 16th April 2026

Good service.

5
Good service. Good reminders. Happy with it so far Reviewed on: 16th April 2026

Customer are Priority

5
Pay pay has evolved with there customers needs. Very easy to deal with. Any problems I have had, have been resolved quickly. Adds a bit more security. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 48474 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
    View all products