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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Saved my bacon!

I had decided to get my teeth done abroad. I was given a price, then on my second visit, I was told it would be £600+, thank goodness for my PayPal credit card at the time, it saved my bacon (helped me out). Reviewed on: 6th July 2026

Easy to use

Easy to use easy payments no hassles Reviewed on: 6th July 2026

Excellent service, helpful and easy to use

Excellent service, helpful and easy to use Reviewed on: 6th July 2026

It is very satisfying and is very safe so you don't...

It is very satisfying and is very safe so you don't have to worry about your money Reviewed on: 6th July 2026

No problems quick response appreciated

No problems quick response appreciated Reviewed on: 6th July 2026

The whole experience was extremely easy.

The whole experience was extremely easy. All the information was presented in a clear and simple way Reviewed on: 6th July 2026

Simple, firctionless, secure.

Simple, firctionless, secure. I feel confident always using PayPal and select it as my primary payment option Reviewed on: 6th July 2026

I think it’s predatory.

I think it’s predatory. They didn’t properly check me in my opinion before they gave me credit and even when they saw me struggling to pay they kept offering me an increase. Ridiculous Reviewed on: 6th July 2026

Good for later payments on big purchases

Good for later payments on big purchases Reviewed on: 6th July 2026

Great service

Good reminders with payments, great service, I would highly recommend anyone to use the PayPal service! Reviewed on: 6th July 2026

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