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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

98% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Trusting PayPal

I have used PayPal for years and I can safely say they are a site to be trusted Reviewed on: 5th June 2024

Enjoyable experience

Enjoyable experience, and easy to deal with. Reviewed on: 5th June 2024

Happy with the service

Nod bad, I am happy with the Service I received. Reviewed on: 5th June 2024

Amazing service

Always use paypal credit or pay in 3 never had an issue 10/10 Reviewed on: 5th June 2024

Well I wanted some things that are nice and was easy...

Well I wanted some things that are nice and was easy way to make then more affordable without crazy apr, therefore I would recommend to anyone that needs that ease of affordability Reviewed on: 5th June 2024

PayPal are the best wit fast, reliable and safe tran...

PayPal are the best wit fast, reliable and safe transactions. Peace of mind is guaranteed. Reviewed on: 5th June 2024

Never had any trouble easy to use no problem.

Never had any trouble easy to use no problem. Reviewed on: 5th June 2024

Great, really easy to use and easy to understand.

Great, really easy to use and easy to understand. Setting it up was really simple and makes paying for larger spends easily to digest. The communication on the app is also really helpful with frequent reminders about payments due etc. Reviewed on: 5th June 2024

Excellent, happy to use again.

Excellent, happy to use again. Would be help if the interest rate was displayed on the PayPal App Reviewed on: 5th June 2024

Very good

It was easy and use it more often now. Reviewed on: 5th June 2024

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