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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

i would say it's wonderful to have paypal.

5
i would say it's wonderful to have paypal. it gives me extra financial security. Reviewed on: 6th July 2026

Always easy to deal with the app is fantastic

5
Always easy to deal with the app is fantastic Reviewed on: 6th July 2026

Each time needed anything, the team was super suppor...

5
Each time needed anything, the team was super supportive Reviewed on: 6th July 2026

Quick and easy to apply.

5
Quick and easy to apply. Used for an impromptu weekend away. Very quick to apply funds available instantly. Reviewed on: 6th July 2026

Happy with everything

5
Easy to use app, never any issues Reviewed on: 6th July 2026

Best way for getting things faster with flexible rep...

5
Best way for getting things faster with flexible repayment Reviewed on: 6th July 2026

Great except for Statements that make little sense.

5
Works exceedingly well, the only negative comment is the statements they are very confusing and do show any balances that relate the the credit account only. So entering and reconciling on my accounts is very difficult. Reviewed on: 6th July 2026

Interest free. Why not!?!

5
Wanted to buy speaker, fired in basket, pay in full or 24 months interest free. Opted for interest free, why not. Accepted and item ordered in a few minutes. Simples. Reviewed on: 6th July 2026

I got the help when mostly needed

5
I got the help when mostly needed Reviewed on: 6th July 2026

I always use paypal especially online.

5
I always use paypal especially online. Feel safe & secure doing it that way. Any issues i have had with sellers, payoal sort it quickly and receive refunds quickly Reviewed on: 6th July 2026

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