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PayPal: PayPal Credit reviews

4.90
Based on 102,740 reviews, last reviewed 9th May 2026
2394800% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good all working right. Good all working right. Would keep using it Reviewed on: 9th May 2026
Mr G's avatar
Mr G

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102740)

Very helpfull friendly services easy campany to deal...

5
Very helpfull friendly services easy campany to deal with Reviewed on: 16th April 2026

Very good

5
Very good Great thing. Good stuff. Reviewed on: 16th April 2026

Excellent

5
Very simple to use an great support when required Reviewed on: 16th April 2026

Easy to use, excellent option pay without interest i...

5
Easy to use, excellent option pay without interest in 3 or 4 months Reviewed on: 16th April 2026

The easiest way to check out for online shopping.

5
The easiest way to check out for online shopping. Very good support and perfect money backing system (in case you encountered scammers). Simply use it where it’s possible. The only downside is not every online store supports PayPal checkout Reviewed on: 16th April 2026

Paypal Credit has been very useful for me.

5
Paypal Credit has been very useful for me. It's enabled me to pay for more expensive things (>£100) on interest free credit for 4 months. So it's good for cashflow. Paypal's customer service was very poor when I queried Paypal + points that were not being attributed to eligible transactions, and they eventually shut down my query without responding properly. So I've found Paypal financially v helpful, but v poor on customer service. Reviewed on: 16th April 2026

Great experience,fast easy & affordable fantastic

5
Great experience,fast easy & affordable Reviewed on: 16th April 2026

I was very dubious of using PayPal but so happy I de...

5
I was very dubious of using PayPal but so happy I decided to give it a go, they make the credit repayments very easy to afford, everything is easy to access and very easy to navigate around. I love the fact you can also earn rewards via your payment plans Reviewed on: 16th April 2026

Awesome been great never had any problems with u

5
Awesome been great never had any problems with u Reviewed on: 16th April 2026

Accessibilty and convinience of use.

4
Accessibilty and convinience of use. Acceptable across the globe and transactions in real time, across different currencies. The App is convinient and very efficient. Reviewed on: 16th April 2026

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