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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Happy customer

5
Pay pal is so easy to use very secure and plenty of offers and helpful if you got any problem plus you have three ways to pay Reviewed on: 6th July 2026

Straightforward abd Logical

5
Getting started was very straightforward, everything was explained well and seemed logical Reviewed on: 6th July 2026

Straight forward, easy to navigate and professional

5
Straight forward, easy to navigate and professional Reviewed on: 6th July 2026

I am very satisfied with PayPal Credit.

5
I am very satisfied with PayPal Credit. The application process was easy, payments are fast, and I have never had any problems. The interest rate is reasonable, and the service is reliable and convenient. I highly recommend PayPal Credit to anyone looking for a simple and trustworthy way to manage payments. Reviewed on: 6th July 2026

Great flexibility with credit , I use it when I...

5
Great flexibility with credit , I use it when I can Reviewed on: 6th July 2026

It’s very understandable as a product.

5
It’s very understandable as a product. You can easily use PayPal Credit on virtually everything and it’s so easy to just hit the button and pay using paypal Reviewed on: 6th July 2026

PayPal the easy way to pay and stay reassured

5
I find PayPal easy to use for payments and I believe it gives me an extra level of reassurance that I will get support if anything goes wrong with my purchase Reviewed on: 6th July 2026

Having a card to make purchases that simply use your...

4
Having a card to make purchases that simply use your debit card as a source to gain points is very convenient and easily accessible. At times, there are challenges to gain extra points but I do wish these were more frequent or in different formats Reviewed on: 6th July 2026

Always great service!

5
Always great service! Easy to use and pay balance .Great for buy now pay in 3 and PayPal credit Reviewed on: 6th July 2026

I never considered PayPal Credit

5
I never considered PayPal Credit, but what was offered to me was so good that I could not refuse the offer. Reviewed on: 6th July 2026

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