Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

Customer service are the best part of paypal credit,...

Customer service are the best part of paypal credit, friendly, knowledgeable and quick to act Reviewed on: 5th June 2024

No issues for me

No issues for me. All my transaction went smoothly. Reliable and easy to use. Reviewed on: 5th June 2024

Easy to use and flexible options

Easy to use and flexible options Reviewed on: 5th June 2024

Payment of the future

Use PayPal credit as it offers the best interest or free interest on items over £100. Reviewed on: 5th June 2024

Fantastic support if things go wrong

Fantastic support if things go wrong Reviewed on: 5th June 2024

Fabulous.

Fabulous. Really easy to use, self explanatory Reviewed on: 5th June 2024

I love their pay in three!

I love their pay in three, it can help out when needed without having to pay interest. With the coat of living crisis this is an important lifeline to me. Reviewed on: 5th June 2024

Greatest experience for PayPal credit

Greatest experience for PayPal credit Reviewed on: 5th June 2024

Helpful at checkout

PayPal credit is really helpful when checking out online and the interest free is useful when paying it off. Great service Reviewed on: 5th June 2024

Excellent customer service.

Excellent customer service. Any query I have is always resolved quickly and professionally. Reviewed on: 5th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Tymit 4.70 from 155 reviews
Clear Rate Platinum Credit Card
from NatWest 4.53 from 18 reviews
Everyday Credit Card
from Creation 3.02 from 19 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub