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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,806 reviews, last reviewed 1st Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026
Gabriela O's avatar
Gabriela O

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Great customer service

5
Very helpful customer service when I called with an issue. Would highly recommend. Reviewed on: 28th May 2025
chris chilton's avatar
chris chilton

Easy to pay the Pay Pal way.

5
Easy to pay. Safer than using my own bank. Accepted everywhere I buy from. App is informative and easy to use. Reviewed on: 28th May 2025
Steve P's avatar
Steve P

Security confidence

5
I’ve had a smooth experience since joining PayPal, I was a student at the time and have since grown to use PayPal almost daily. They make online transactions easy and secure, and it’s only through PayPal that I feel safe enough to do online transactions. Reviewed on: 28th May 2025
NLM's avatar
NLM

Good customer service

5
Always quick to get in contact with someone and helpful using the app to manage it all Reviewed on: 28th May 2025
Leanne's avatar
Leanne

It’s been good.

5
It’s been good. It means you can get your money back from companies and people that do not deliver what they promise and that can be difficult to get the banks to agree. Reviewed on: 28th May 2025
Martin l's avatar
Martin l

Works really well for me easy to use and excepted al...

5
Works really well for me easy to use and excepted all over Reviewed on: 28th May 2025
James r's avatar
James r

Paypal no 1

5
I just think it's an excellent service Reviewed on: 28th May 2025
Bez's avatar
Bez

Easy to use app.

5
Easy to use app. Good value for money. Reviewed on: 28th May 2025
saulius j's avatar
saulius j

Good customer experience when paying for goods.

5
Good customer experience when paying for goods. Reviewed on: 28th May 2025
Angela N's avatar
Angela N

Paypal can be trusted!

5
Paypal has been my trusted go to for online payments for over 10 years and my experience has always been positive. Also, PayPal credit flexible monthly payments, Interest free, low payments have been a life saver. Reviewed on: 28th May 2025
Martha O's avatar
Martha O

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