Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

View other PayPal products

4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Want credit PayPal never let you down, got a problem...

Want credit PayPal never let you down, got a problem with a purchase, PayPal will chase it for you and if necessary get your mony for you. Reviewed on: 15th July 2026

Easy transaction.

Easy transaction. Friendly working interface. Excellent security. Reviewed on: 15th July 2026

It is helpful for a low income family to have the op...

It is helpful for a low income family to have the option of splitting larger amounts into 3 payments. I am not eligible for arranged overdraft or would be struggling to pay interest on any credit card. I have many expenses and a low budget. With pay in 3 I am able to access products.such as travel expenses for my family, which I can't pay in one full amount and can spread it out over 3 months. Reviewed on: 15th July 2026

Easy to navigate website.

Easy to navigate website. Very helpful to borrow and pay back credit in installments. Quick to apply for credit safely and secure from scammers. Reviewed on: 15th July 2026

All ways ready to help

When I have had a question about my credit and phoned PayPal and spoke to a Human they have answered my questions very well, honestly and been curious. I have known where I stood. This is far from the case with most other companies you deal with Reviewed on: 15th July 2026

I have nothing negative to say.

I have nothing negative to say. PayPal has allowed me to shop more freely and securely. Reviewed on: 15th July 2026

It’s great service.must use it. Peace of mind.

It’s great service. never had problem. Reviewed on: 15th July 2026

Always there.

Always there when I need it. Whether it’s a need or desire. PayPal has always been the best way to get a handle on things. Thanks PayPal and also you have the confidence knowing that your protected on purchases. Reviewed on: 15th July 2026

I feel safe purchasing through PayPal online

I feel safe using PayPal because there are too many scams out in the world. Any issues I have had with purchases, are dealt with quickly. PayPal is my chosen payment for purchasing online Reviewed on: 15th July 2026

Excellent service

Very easy to use and great for when I’m a little short and need a little bit longer to pay Reviewed on: 15th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101255 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub