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PayPal: PayPal Credit reviews

4.90
Based on 102,506 reviews, last reviewed 9th May 2026
2384500% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Solid way to make your money efficient Effective if you want your money to last and PayPal credit is very useful, same with pay in three Reviewed on: 9th May 2026
Ardi's avatar
Ardi

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102506)

So easy to use, credit balances and payments access...

5
So easy to use, credit balances and payments access straight forward. Reviewed on: 16th April 2026

I best of the best!!was using long time, and I'm happy

5
I was using long time, and I'm happy Reviewed on: 16th April 2026

Easy, convinent and reliable payment method

5
Easy, convinent and reliable payment method Reviewed on: 16th April 2026

***** Would recommend *****

5
PayPal has been exceptional in facilitating larger transactions that can be paid off over time, considering my financial situation and my capacity to commit to regular repayments without incurring financial deficit, and it is user-friendly and efficient. Reviewed on: 16th April 2026

Always found PayPal and the customer service excellent

5
Always found PayPal and the customer service excellent Reviewed on: 16th April 2026

Always consider a safe and reliable payment method

5
Always consider a safe and reliable payment method Reviewed on: 16th April 2026

It was a great experience for me to using paypal

5
It was a great experience for me to using paypal Reviewed on: 16th April 2026

PayPal staff are always so polite and try as always...

5
PayPal staff are always so polite and try as always to find solutions to problems. Reviewed on: 16th April 2026

Straight forward app easy to use.

5
Straight forward app easy to use. No problems at all Reviewed on: 16th April 2026

So simple to use PayPal credit and very generous cre...

5
So simple to use PayPal credit and very generous credit limit. Any issues are swiftly resolved. Convenient way of managing money Reviewed on: 16th April 2026

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