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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Easy to use when balance available

5
Easy to use when balance available Reviewed on: 5th July 2026

Easy to browse and fast customer service responses.

5
Easy to browse and fast customer service responses. Reviewed on: 5th July 2026

l love it .

5
l love it .The service is good .Thumps up Reviewed on: 5th July 2026

PayPal review

5
PayPal allows me to get items I maybe couldn’t afford to buy outright but with PayPal credit and pay in 3 allows me to gain what I wish to buy without waiting.PayPal also has an excellent customer support service,which have always gave a good experience and resolved my issues. Reviewed on: 5th July 2026

For all my purchase I use Paypal

5
For all my purchase I use Paypal Reviewed on: 5th July 2026

They help and protect you from stress scammers

5
They help and protect you from stress scammers Reviewed on: 5th July 2026

PayPal has always looked after me!

5
I’ve never had a problem with PayPal or PayPal credit. They’re great for if you’re a bit short at the end of the month and you need to buy birthday present or replace the fridge or washing machine. I’d highly recommend PayPal because it protects you on all of your online purchases. If a seller on eBay is trying to rip you off and eBay can’t help PayPal have stepped in for me in the past and sorted things out very quickly. Reviewed on: 5th July 2026

Safe finance...

5
Easy to deal with I feel safe using PayPal to buy goods. Pay in three helps budget my finances. Reviewed on: 5th July 2026

Fast secure and great products like pay in 3 to help...

5
Fast secure and great products like pay in 3 to help with big purchases Reviewed on: 5th July 2026

Ive had paypal for years now and used it for selling...

5
Ive had paypal for years now and used it for selling online and buying online. The checkout feature is quick and easy to use, the credit offers available are the best around. Its quick and easy to transfer between bank and PayPal. Most of my transactions are now via paypal Reviewed on: 5th July 2026

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