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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Easy to use and track spending, smooth transactions...

Easy to use and track spending, smooth transactions and communication is great Reviewed on: 5th July 2026

Easy to use.

Easy to use. Good value........................ Reviewed on: 5th July 2026

PayPay is a safe and convenient way to pay for items...

PayPay is a safe and convenient way to pay for items with the security that you know all payment are safe. With the knowledge that any issues is sorted with them not a third party The fact that you can spread the cost over a period of month without accruing interest. Reviewed on: 5th July 2026

Paypal great way forward

This is a great way to manage your payments and purchases. Absolutely love it. Reviewed on: 5th July 2026

Money back on things i would have brought anyway

Paypal is amazing, im annoyed i didnt start using the paypal debit card earlier. Ive built money back on things i would have brought anyway. So why would you not use it. Reviewed on: 5th July 2026

PayPal is very easy and convenient to use.

PayPal is very easy and convenient to use. I feel safe using this more than my adding my own bank Reviewed on: 5th July 2026

Safe secure easy to use, PayPal is my go to...

Safe secure easy to use, PayPal is my go to choice Reviewed on: 5th July 2026

Very easy to use and it's there when I need it well...

Very easy to use and it's there when I need it well done I'm grateful for that thank you Reviewed on: 5th July 2026

Uses a hard search on your credit score and doesn’t...

Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

Overall great experience with some little improvements

The delayed payments are a bit annoying as I moved money around thinking I paid, but you hadn’t yet taken it, but the overall 4 months free interest payments and the points and buyer projection is a big plus Reviewed on: 5th July 2026

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