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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

I’ve been using PayPal for 15 years and I don’t plan...

I’ve been using PayPal for 15 years and I don’t plan on changing that any time soon Reviewed on: 5th July 2026

Have had no problems when I have had real difficulti...

Have had no problems when I have had real difficulties with suppliers Pay pal immediately refunded my money Easy to use despite my age and inexperience with computers accepted immediately when paying with pay pal brilliant service Reviewed on: 5th July 2026

I enjoy using PayPal credit.

I enjoy using PayPal credit. Easy to use either through app or Wallet Reviewed on: 5th July 2026

Good customer service.

Good customer service. Ease of use Reviewed on: 5th July 2026

I have used PayPal for the last 4 years and wouldn't...

I have used PayPal for the last 4 years and wouldn't use anything else to purchase on line, the security and feeling safe to shop is what PayPal gives me .I can shop with confidence with PayPal and if I have a problem they are super quick to sort it. I would recommend PayPal to anyone who wants a bank that looks after their best interests. Reviewed on: 5th July 2026

Best service

Good service, rewards system is good as well. Reviewed on: 5th July 2026

PayPal - an essential multi-product finance platform

I personally find PayPal extremely handy as a payment platform, using it to pay directly from my bank account (for online purchases), using PayPal credit on occassion for bigger purchases where I can spread the payment, and also the Pay-in-3 options which is a great interest free solution. It also makes sending money to family or friends easy. I recently applied for the PayPal Debit Card, and I'm a member of PayPal+, through both of which I can collect points to spend. Other featues such as Package Tracking is handy too. Overall it's a great platform that I don't think I could do without given how central it is to my financial setup. Reviewed on: 5th July 2026

Easy and clear

Easy and clear to open. Always visible in app and easy ways to pay the balance Reviewed on: 5th July 2026

Excellent service and quick resolutions

Excellent service and quick resolutions Reviewed on: 5th July 2026

PayPal review

Really easy to use , and easy to make payments, so really good Reviewed on: 5th July 2026

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