Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

Ease of usage through the app or online.

Ease of usage through the app or online. Never had to speak to any one to raise any issues. Reviewed on: 5th July 2026

Easy to use and a great app.

Easy to use and a great app. Available across many different retailers making purchases much easier. Reviewed on: 5th July 2026

I've used PayPal Credit for many years now mainly fo...

I've used PayPal Credit for many years now mainly for purchasing mountain bikes and it helps me spread the cost for products that I'd not normally be able to afford in one lump sum. Reviewed on: 5th July 2026

Always use paypal when I can as it provides piece of...

Always use paypal when I can as it provides piece of mind. Reviewed on: 5th July 2026

I have been a PayPal customer for almost twenty five...

I have been a PayPal customer for almost twenty five years.They have always provided me with an exemplary standard of service i Reviewed on: 5th July 2026

Easy to use and awesome

Easy to use and no stress for the app and functionality Reviewed on: 5th July 2026

Easy peasy, paypal has ever been.

Easy peasy, paypal has ever been. Now with more options than ever Reviewed on: 5th July 2026

Resolving a Dispute

I had a dispute with a company who was refusing to refund me, this was ongoing for 12 weeks. I was fed up so i opened a dispute with Paypal. Wiithin 24 hours, Paypal had refunded me £1700. Thats a first class service! Reviewed on: 5th July 2026

Very good service.

Very good service. Easy to use, quick and convenient. Very helpful to pay for things that are a larger cost Reviewed on: 5th July 2026

Gives extra time to pay

Ease of use and practicality. It’s my first choice for credit as it’s monitored if there’s any issues. Reviewed on: 5th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub