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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102373 reviews)

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4.90

Based on 102,373 reviews, last reviewed 9th May 2026

2378300% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

It makes buying lots more easier It makes buying lots more easier Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102373)

Helpful customer service

Always had brilliant service from paypal Reviewed on: 16th April 2026

I don’t understand the charge of £12

I don’t understand the charge of £12 Reviewed on: 16th April 2026

Thank you paypal

Have helped me purchase items and pay in easy instalments has helped so much Reviewed on: 16th April 2026

Easy set up.

Easy set up. Good payment options, especially the 0% interest period on larger purchases. Setting regular payments to suit your budget is easy so not missed repayments or expected charges. Reviewed on: 16th April 2026

I usually use the PPC for tools or parts purchase,...

I usually use the PPC for tools or parts purchase, very handy and easy option, I like it Reviewed on: 16th April 2026

PayPal is quick, convenient and most importantly secure

I use PayPal a lot and it’s quick and convenient. I pay outright, I use the pay in 3 instalments regularly, I have subscriptions paid through it and I have used it to transfer money directly to friends and family. It is definitely an important part of my financial support and control mechanism. Reviewed on: 16th April 2026

Quickest resolution over any issues.

When encountering a problem a year or so ago it was refreshing to be able to actually speak to someone who understood exactly what the issues were and everything was resolved very quickly. Reviewed on: 16th April 2026

PayPal, the best Safe Secure payment method

PayPal is the most secure and safe method I’ve ever had to purchase items online. The option to pay in three with no interest has been a life saver and PayPal credit has also been there when I have needed it. The customer service has always been there for me and have assisted me in a friendly and professional way every time I have had to make contact. PayPal! Simply wouldn’t know what to do without it. Reviewed on: 16th April 2026

Very easy to use , I find it a safe way to purchase...

Very easy to use , I find it a safe way to purchase good , and excellent customer service Reviewed on: 16th April 2026

Peace of mind for protection the money

Peace of mind for protection the money Reviewed on: 16th April 2026

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