Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

I have used Paypal for over 10 years and I cant faul...

5
I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Excellent service

5
Using PayPal has made life much simpler to use anywhere and everywhere. Offers a great service through their app and best of all, perks that can be used over and over which comes in handy for large purchases. Reviewed on: 5th July 2026

Great finance help

5
Easy to use. Many flexible options of repayment. Reviewed on: 5th July 2026

Fantastic simple and convenient to use when spreadin...

5
Fantastic simple and convenient to use when spreading large payments over time. PayPal customer service is officent quick and very helpful in resolving any issues. Reviewed on: 5th July 2026

I think the points system is really good.

4
I think the points system is really good. Reviewed on: 5th July 2026

Smooth Enough...

4
It all went smoothly enough but App a little untidy and confusing Reviewed on: 5th July 2026

Convenient and fast retail finance.

4
Convenient and fast retail finance. Been using it for years and would recommend Reviewed on: 5th July 2026

I’ve been using pay pal for some time now and my pay...

5
I’ve been using pay pal for some time now and my payments are nicely balanced and doesn’t effect my daily life makes it super easy for me Reviewed on: 5th July 2026

Customer Satisfaction

5
I’m very satisfied with paypals service, flexibility and customer support Reviewed on: 5th July 2026

I really enjoy using PayPal easy to use,no hassle.

4
I really enjoy using PayPal easy to use,no hassle. Reviewed on: 5th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101291 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products