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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Good experience and easy use for all payments

Good experience and easy use for all payments Reviewed on: 5th July 2026

Very easy to apply for PayPal credit..

Very easy to apply for PayPal credit. Easy to track & arrange repayments. Reviewed on: 5th July 2026

solving problems

Very fast in solving problems ,customer service is on point and easy to communicate with Reviewed on: 5th July 2026

Absolutely best about PayPal have been amazing best...

Absolutely best about PayPal have been amazing best service best interest can’t speak highly enough about you rated 11 out of 10 for me thank you Reviewed on: 5th July 2026

I have always had no problem in requesting help in b...

I have always had no problem in requesting help in buying products through the various PayPal options Reviewed on: 5th July 2026

Easy to apply and prompt results amazing

Easy to apply and prompt results Reviewed on: 5th July 2026

Can’t access my PayPal points even though I have 2 c...

Can’t access my PayPal points even though I have 2 cards linked, support stopped replying my when I told them that. Reviewed on: 5th July 2026

Easy and convinient.

Easy and convinient. Super service Reviewed on: 5th July 2026

Great experience very helpful, able to pay flexibly...

Great experience very helpful, able to pay flexibly overtime. Reviewed on: 5th July 2026

PayPal is reliable

PayPal is a reliable and very convenient financial service provider. I use it regularly and especially value its fast transactions, strong security, and simple, intuitive interface. A big advantage is its global reach and buyer protection, which gives peace of mind when shopping online. It definitely deserves the title of “Best Retail Finance Provider.” Reviewed on: 5th July 2026

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