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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Very efficient and straightforward App

Very efficient and straightforward App Reviewed on: 5th July 2026

Great service, easy to use and very reliable

Great service, easy to use and very reliable Reviewed on: 5th July 2026

Very good

Very good, will always use again and will recommend to other. Good company and easy to use. Great service from Paypal easy to use Reviewed on: 5th July 2026

I've had a generally positive experience with PayPal...

I've had a generally positive experience with PayPal Credit. It gives you the flexibility to buy items when you need them and spread the cost over time, which is really useful, especially when taking advantage of 0% promotional offers. The customer service has always been helpful whenever I've needed assistance. My only real criticism is that the repayment system can sometimes be confusing, particularly when you have multiple promotional purchases running at the same time. It could definitely be made clearer and easier to understand. Overall, it's a useful credit option with a few areas that could be improved. I'd rate it 7/10. Reviewed on: 5th July 2026

My Pal pal account is very useful...

I do enjoy having my Pal pal account it very useful and versatile and fits my needs Reviewed on: 5th July 2026

Easy to use

Easy to use and keep track of your spending. Good app and feel protected when making purchases Reviewed on: 5th July 2026

Customer confidence

I have always been delighted with the services I use and think that they provide very good customer service Reviewed on: 5th July 2026

Paypal has made life alot easie for me when time ge...

Paypal has made life alot easier for me when time gets hard.. pulled me out of hole x Reviewed on: 5th July 2026

Grab that auction!

So convenient for when there's an eBay auction that you just can't pass up. I've managed to acquire rare books and even a 3d printer because of the availability of this to allow me to purchase it without having to wait. Reviewed on: 5th July 2026

PayPal is great and convenient.

PayPal is great and convenient. Safe for online purchases. Great 0% interest offer for 4 months Reviewed on: 5th July 2026

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