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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

I have used PayPal for as long as I can remember and...

I have used PayPal for as long as I can remember and have never had an issue, they have always protected any purchases I have made, been quick to respond to any problems iv had and assured me my details are safe and secure Reviewed on: 5th July 2026

online shopping much safer

I use paypal for all my online purchases, which fills in my details in the vendor's site automatically and it protects my private banking details by being the intermediary, making my online shopping much safer Reviewed on: 5th July 2026

Great experience quick and easy would recommend to a...

Great experience quick and easy would recommend to any one Reviewed on: 5th July 2026

Easy and convenient to use to spread the cost intere...

Easy and convenient to use to spread the cost interest free Reviewed on: 5th July 2026

honest discussion with PayPal

I have always had an honest discussion with PayPal if I had a problem with an other provider but paid through paypal Reviewed on: 5th July 2026

4 months interest free is fab

I have used my credit card for the 4 months interest free. I have never used it outside of the offer because the APR is too high. It has allowed me to spread out Christmas shopping into more manageable monthly payments Reviewed on: 5th July 2026

PayPal is go to payment method - credit or debit.

PayPal is go to payment method - credit or debit. Reviewed on: 5th July 2026

So far the experience of using paypal has been very...

So far the experience of using paypal has been very good and smooth. Reviewed on: 5th July 2026

managing my...money

PayPal is a good way I find on managing my money Reviewed on: 5th July 2026

Simple and effective.

Simple and effective. Easy to apply for credit. Biggest range of retailers accepts credit Reviewed on: 5th July 2026

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