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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Easy and convenient. Clear to understand

I've found PayPal to be one of the easiest and most reliable ways to shop online. I particularly like the flexible credit options, which can be really helpful when spreading the cost of larger purchases. The money back guarantee also gives me extra peace of mind, especially when buying from retailers I haven't used before. What makes PayPal stand out is how widely accepted it is – I can use it across so many different websites and stores without needing to enter my card details every time. It's quick, secure, convenient, and has become my preferred way to pay online. Reviewed on: 5th July 2026

Okay Please the way you are .

Okay Please the way you are . I believe some times PayPal customer service do a favour to the big companies even they are wrong and customer is right Reviewed on: 5th July 2026

I use PayPal for online purchases as I feel.

I use PayPal for online purchases as I feel.my finances are safer this way. It puts my.mind at rest.. I can have all.my purchases jn one place and pay them when my.payment is due. Pay in 3 is usefull.fir larger amounts as pay a third of the amount on the day of order and the next 2 payments at monthly intervals Reviewed on: 5th July 2026

Really easy to use and always easy to use the...

Really easy to use and always easy to use the app Reviewed on: 5th July 2026

Payday is the best !

PayPal is very accessible and there when I need it the most. it is recognised at many retailers and allows me to pay instalments when times may be harder than usual. Reviewed on: 5th July 2026

Simply Amazing!

Amazing option to be able to pay later or immediately Reviewed on: 5th July 2026

Never had issue and always been helpful

Never had issue and always been helpful Reviewed on: 5th July 2026

It is so easy to use and to understand.

It is so easy to use and to understand. The know what I need to pay very clearly Reviewed on: 5th July 2026

Easy to manage.

Easy to manage. Everything in one place. Loved it. Reviewed on: 5th July 2026

great service

Easy access. Great experience ootion for virtual card. Amazing Reviewed on: 5th July 2026

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