Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

Great no problems, helps balance my money and paymen...

Great no problems, helps balance my money and payments without worry! It’s a great service and I feel safe using it with retailer's. I don’t know what else to say but you keep telling me to write more! Reviewed on: 5th July 2026

Easy to use and a very supportive customer service

Easy to use and a very supportive customer service Reviewed on: 5th July 2026

PayPal is very secure, reliable and the app is so in...

PayPal is very secure, reliable and the app is so informative and easy to use! Reviewed on: 5th July 2026

Great for ease, whether day to day or business.

Great for ease, whether day to day or business. Reviewed on: 5th July 2026

A good a reliable service you can always rely on inc...

A good a reliable service you can always rely on incase of emergency.Definitely will reccomend to family and friends. Reviewed on: 5th July 2026

Very easy to navigate & use.

Very easy to navigate & use, I would personally recommend it to everyone. Reviewed on: 5th July 2026

Real people and a few bots.

Very good customer support to speak to a person is much better than AI if you have a problem or inquiry. The app works well showing all transactions and payments. Reviewed on: 5th July 2026

Brilliant way to pay

Using PayPal credit to buy more expensive items and spreading the cost is extremely helpful. I've paid for washing machines, upcoming concerts and many other things this way all whilst paying no interest. Brilliant app, easy to use. Reviewed on: 5th July 2026

Everything is really easy to use and access.

Everything is really easy to use and access. All you need from a credit provider Reviewed on: 5th July 2026

Always seamless and great to use.

Always seamless and great to use. Always feels safe and secure. Reviewed on: 5th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub